In the year 2025, the USDA loan cap for Northern-Cambria, county of Cambria, PA, is $285,000, whereas the FHA limit for a single-family residence is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and understand the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, aiding in selecting the best program for your situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to quickly secure the best USDA or FHA loan without hassle. Choose one of three starting paths to connect with matching lenders and access the USDA loan programs.
A USDA home loan, assured by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available specifically in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, offering significant financial flexibility for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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