USDA and FHA Pro and Con in Cambria, Cambria County, PA

In 2025, the USDA loan limit in Cambria, positioned within Cambria county, PA, is set at $336,500. Meanwhile, the FHA limit for a single-family residence stands at $472,030.

Utilize the Lendersa® USDA loan calculator to examine today’s top USDA versus FHA rates and find out the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Cambria, Cambria, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Cambria, PA

The goal of Lendersa® is to secure the best USDA or FHA loans swiftly and without hassle. Select one of three starting paths to match with suitable lenders and connect with the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is a mortgage backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available specifically in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirements.

Enter your location to find out if it qualifies for USDA rural housing loan?



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