USDA Vs. FHA Pro and Con comparison in Eldred, Monroe County, PA

In 2025, the USDA loan cap for Eldred, in Monroe county, PA, is $336,500. The FHA limit for a single-family home, by contrast, is $472,030.

Utilize the Lendersa® USDA loan calculator to view and compare today's competitive USDA and FHA rates to determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA options to help you decide which program in best fits your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Eldred, Monroe, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Eldred, PA

The goal of Lendersa® is to efficiently deliver the best USDA or FHA loan options for you, with speed and ease. Select one of three starting strategies to connect with compatible lenders and explore USDA loan opportunities.

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Understanding USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan, is offered exclusively in rural areas. Unlike FHA loans which require a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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