USDA and FHA Pro and Con in O'Hara, Allegheny County, PA
In 2025, the USDA loan limit for O'Hara, located in the county of Allegheny, PA, stands at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates and to determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in O'Hara, Allegheny, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Possibilities in O'Hara, PA
Lendersa® is focused on bringing you the best USDA or FHA loan options rapidly and without complication. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan, available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.
Since 2003, Jay Dacey has been helping home owners plan for, obtain and manage their home loans. The Jay Dacey Mortgage Team was founded to fulfill our mission to help clients achieve the American Dream of home ownership. Our vision is to become the largest independent mortgage brokerage in MN by delivering 5 star service.
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16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
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19950 Dodd Boulevard, Suite 102, Lakeville, MN, 55044
Arik Orosz has been at the top tier of the mortgage industry since 2003 and has been managing in the mortgage industry since 2004, until starting Reduced Fee Mortgage, Inc. A Mortgage company centered around finding you the best deal by shopping your loan to more than 30 different lenders.
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