USDA VS FHA in Fox-Chapel, Allegheny County, PA

In the year 2025, the USDA loan limit in Fox-Chapel, within Allegheny county of PA, is set at $285,000. Meanwhile, the FHA loan limit for a single-family home in the same area is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast the most competitive USDA and FHA rates today. You can also determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, guiding you to determine the best program in for your unique financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Fox-Chapel, Allegheny, PA

Loan Type Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Fox-Chapel, PA

Lendersa® is committed to providing you with the best possible USDA or FHA loan in a swift and uncomplicated manner. Choose from three starting options, each designed to link you with matching lenders and suitable USDA loan programs.

Lendersa offers USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is a government-backed loan offered by the Department of Agriculture. Also referred to as a USDA rural development loan or USDA mortgage, it is exclusively available in rural areas. Unlike FHA loans that necessitate a down payment of at least 3.5%, USDA loans do not require any down payment at all, making them particularly appealing to those eligible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Charis Loans, Inc.
  • 135 South State College Boulevard, Suite 200, Brea, CA, 92821
  • Charis is a word that is used for both giving and receiving. All of us, at Charis Loans, are both aware and thankful that we’ve been given grace, favor, and kindness throughout our lives. Our mission is to put those qualities into our work and give all of our clients an experience equal to our name. We appreciate the opportunity to serve.
  • AmWest Funding Corp
  • 6 Pointe Drive, Suite 300, Brea, CA, 92821
  • AmWest Funding Corp. was originally founded in 1995. The organization is driven by a highly successful management team possessing an average of two decades of experience among its core leadership. Focused on providing home loans responsibly throughout the communities we serve exceptional customer experience for you and your client.
  • American Financial Network, Inc.
  • 10 Pointe Drive, Brea, CA, 92821
  • As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals
  • AS IS Lending
  • 23332 Mill Creek Drive, Suite 235, Laguna Hills, CA, 92653
  • At AS IS Lending we value honesty and integrity, and we pride ourselves on providing transparency for our clients throughout the mortgage loan process. We understand that owning a home is a large financial commitment, which is why our AS IS Lending Team works closely with you every step of the way throughout the loan process and beyond.
  • SOLOWRATES.COM
  • 23330 Mill Creek, Suite 250, Laguna Hills, CA, 92653
  • Michelle J. Christensen has 19+ years in the industry she can assist you in every aspect of the loan process. Give her a chance to earn your business, you will never go to another loan officer. Michelle J. Christensen NMLS# 304522 Our Business Is Making You Feel At Home. With 19+ years in the industry Michelle can tailor the perfect loan
  • Park Place Real Estate Company
  • 23172 Plaza Pointe Dr, Suite 195, Laguna Hills, CA, 92653
  • Our goal is not only to provide you with the best of our service and expertise in advancing your financial interests, but also to offer you a long term relationship. The US economy and banking industry is always changing, as such, anytime we feel that we can better your financial interests in the long term.
  • Breeze Funding, Inc.
  • 23172 Plaza Pointe Dr, Suite 230, Laguna Hills, CA, 92653
  • Breeze Funding has been a leading, client-focused mortgage loan company offering low interest rates. We offer an award winning, state of the art lending process that has been time tested to give homeowners great loans at competitive interest rates.We believe purchasing a home & refinancing should be an exciting & encouraging process for homeowners.
  • Behrens Capital
  • 24031 El Toro Rd, Suite 330, Laguna Hills, CA, 92653
  • Behrens Capital Mortgage is committed to helping you find the right mortgage product for your needs whether in Laguna Woods or the great state of California. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple.
  • Kindly Loans, LLC
  • 22936 Mill Creek, Suite A, Laguna Hills, CA, 92653
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Boardwalk Mortgage
  • 23046 Avenida de La Carlota, Suite 665, Laguna Hills, CA, 92653
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Kelly Mortgage, Inc.
  • 23011 Moulton, Suite F3, Laguna Hills, CA, 92653
  • Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships
  • Greentree Realty Group
  • 22981 Triton Way, Suite D, Laguna Hills, CA, 92653
  • Greentree Property Management is dedicated to providing you with the highest standards in property management. As opposed to other companies who will also focus on homeowner association management, we choose to focus only on property management services for residential properties.