USDA and FHA Pro and Con in Fox-Chapel, Allegheny County, PA

In the year 2025, the USDA loan limit in Fox-Chapel, within Allegheny county of PA, is set at $285,000. Meanwhile, the FHA loan limit for a single-family home in the same area is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast the most competitive USDA and FHA rates today. You can also determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, guiding you to determine the best program in for your unique financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Fox-Chapel, Allegheny, PA

Loan Type Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Fox-Chapel, PA

Lendersa® is committed to providing you with the best possible USDA or FHA loan in a swift and uncomplicated manner. Choose from three starting options, each designed to link you with matching lenders and suitable USDA loan programs.

Lendersa offers USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is a government-backed loan offered by the Department of Agriculture. Also referred to as a USDA rural development loan or USDA mortgage, it is exclusively available in rural areas. Unlike FHA loans that necessitate a down payment of at least 3.5%, USDA loans do not require any down payment at all, making them particularly appealing to those eligible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wisconsin Consumer Credit Incorporated
  • 700 East Avenue, Lomira, WI, 53048
  • Wisconsin Consumer Credit has been helping customers with auto financing since 2009. Our staff provides fast response, friendly service & a personal review of every auto loan application received. We care about your transportation needs & partner with dealers that stand behind their vehicles to ensure you get where you need to go, safely & on time.
  • Security Federal Bank
  • 238 Richland Ave NW, Aiken, SC, 29801
  • Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer
  • Passumpsic Savings Bank
  • 497 Railroad Street, Saint Johnsbury, VT, 05819
  • Passumpsic Bank is a community bank, 11 branches strong, proudly serving the Northeast Kingdom, Central Vermont and New Hampshire's North Country. Passumpsic Bank is a one of the few remaining mutually owned banks. We are committed to reinvesting profits in the communities we serve, because our first priority has always been—and always will be—you.
  • Northern Lights Credit Union
  • 1004 Memorial Drive, Saint Johnsbury, VT, 05819
  • Northern Lights Credit Union is more than just a bank. As a full-service financial institution, NLCU offers all the consumer financial products you'd expect from a larger financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans.
  • Farmers Bank and Trust Company
  • PO Box 559, Princeton, KY, 42445
  • FARMERS BANK AND TRUST COMPANY is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #J6GLPKB2MRG2. The business address is 111 W Washington St, Princeton, KY 42445-1907, USA. The point of contact name is Scott Laffoon.
  • Rockford Bell Credit Union
  • 4225 Perryville Road, Loves Park, IL, 61111
  • Rockford Bell Credit Union has been open since 1935. The credit union has assets totaling $48.53 Million and provides banking services to more than 4,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
  • Rock Valley Credit Union
  • 1201 Clifford Ave, Loves Park, IL, 61111
  • Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves
  • County-City Credit Union
  • 106 E John Street, Jefferson, WI, 53549
  • John and David talked with city and county employees about saving and borrowing to help one another. Everyone felt it was a great idea, so the credit union began serving county and city employees. It was named the County City Employees Credit Union. The credit union began when David made the first deposit of $5.00 on July 3, 1963.
  • First American Bank & Trust
  • 300 College Avenue, Athens, GA, 30601
  • At First American Bank & Trust, our core convictions are not just vague words in a book no one reads. For us, it's the way our business is done. We found them easy to identify because it's what we do. They're what make us the strong and stable, local bank that's here for you. We are a financial institution that specializes in serving you.
  • Fond du Lac Credit Union
  • 91 N Pioneer Road, Fond Du Lac, WI, 54935
  • Fond du Lac Credit Union is committed to providing our members the best financial solutions possible. We strive to be the most responsive and value-providing financial institution for the communities we serve. Fond du Lac Credit Union is open for membership to anyone that lives or works in Fond du Lac or Dodge County.
  • Compassionate Care Credit Union
  • 430 E Division Street, Fond Du Lac, WI, 54935
  • The mission of Compassionate Care Credit Union is to make our members feel cared for, both financially and as a person. We will do this through attentive and compassionate service, and by offering products our members need at rates that are competitive in the industry and our service area.
  • Fox Valley Savings Bank
  • 51 East First Street, Fond Du Lac, WI, 54935
  • FVSBank began business in Fond du Lac, Wisconsin in 1934 and subsequently expanded to serve the Oshkosh and Waupun areas. Our goal was to provide a safe place for people to deposit their money, and a trusted source for loans. Today, our financial strength allows us to provide the same services as the big box banks – locally – to individuals.