USDA VS FHA in Millvale, Allegheny County, PA

In 2025, the USDA loan limit in Millvale, Allegheny county, PA is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s prime USDA and FHA rates. Assess the income, credit, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you observe the USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best fit for your financial needs in .

Review loan offers from 100 lenders

Loan Limits and Down Payment Requirements 2025 in Millvale, Allegheny, PA

Type of Loan Loan Cap Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Millvale, PA

The mission of Lendersa® is to offer you the fastest access to top USDA or FHA loans without any hassle. Choose an approach that aligns with matching lenders and USDA loan programs.

Image of Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, guaranteed by the Department of Agriculture and also termed the USDA rural development loan or USDA mortgage, is solely available in rural locales. Unlike FHA loans, requiring a minimum 3.5% down payment, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • State Bank of Graymont
  • 1100 W. Howard Street, Pontiac, IL, 61764
  • The State Bank of Graymont was founded in 1913. Organizers for the State Bank of Graymont were headed by a Pontiac banker from the old National Bank of Pontiac. Other younger officers from the National Bank of Pontiac were also involved. Plus, there were other investors from the Pontiac area along with several investors from the Graymont area.
  • Peoples State Bank of Colfax
  • 101 West Main Street, Colfax, IL, 61728
  • Peoples State Bank of Colfax (formerly known as the State Bank of Cooksville), was established in 1892 by the Thomas Arnold family. In December of 1907 the Arnold family offered shares for sale, and seven local farmers and businessmen felt that investing in this bank would be a good financial proposition
  • Al Martinez Mortgage Broker, Huntley
  • 10417 Dawson St, Huntley, IL, 60142
  • I’m Al Martinez. I’d like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.
  • ABBA First Mortgage
  • 4039 Masonboro Loop Rd, Wilmington, NC, 28409
  • We are dedicated to treating others with excellence, just as we would like to be treated ourselves. This is not just an example of the "Golden Rule", but a Biblical principle we have chosen to practice on a daily basis. ABBA First Mortgage offers the best mortgage rates in North Carolina and Tennessee
  • Emerald Credit Association FCU
  • 2117 Kateway, Greenwood, SC, 29646
  • Emerald Credit Association FCU, you’re not just a customer but part-owner of your credit union.Member assets are pooled to provide loans & other financial services to fellow members.Credit unions are not-for-profit, which means that instead of dividends going to shareholders, profits are put back into the credit union to bring members lower fees.
  • CountyBank
  • 419 Main St, Greenwood, SC, 29646
  • Founded in 1933, CountyBank is a full service community financial institution whose family of companies includes CountyBank, CountyBank Mortgage, CountyBank Trust Services, Countybanc Insurance Services, Inc., Countybanc Investment Services, Inc., and Greenwood Capital Associates, LLC.
  • FAMILY FINANCIAL GROUP, INC
  • 480 Hope Street, Suite One, Providence, RI, 02906
  • Family Financial Group, Inc is a family owned and run company. I work with my brother, Luke. We are committed to making sure that every client is "treated like family." We are here to answer questions about the home buying process whether you are just starting out or buying your 10th property.
  • Foxpoint Lending
  • One Richmond Square, Providence, RI, 02906
  • Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states. Our loans are frequently termed asset-backed loans because they are backed by the col