USDA Vs. FHA Pro and Con comparison in Fairfield, Lycoming County, PA
For 2025, the USDA loan limit in Fairfield, located in Lycoming County, PA, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore the best available USDA versus FHA rates today, determining the required income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator contrasts USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the optimal program for your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements in Fairfield, Lycoming County, PA
Loan Type
Maximum Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Fairfield, PA
The mission of Lendersa® is to swiftly provide you with the best USDA or FHA loan options, without any hassle. Choose from three different starting points to connect with matched lenders and access USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and also referred to as the USDA Rural Development Loan or USDA Mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.
Bank of Bird-in-Hand is a Pennsylvania state-chartered stock savings bank headquartered in Bird-in-Hand, Pennsylvania, which opened in December 2013.
The Bank, upon its opening, was the first bank to gain a charter in the United States since 2010 and remains the only bank in PA to open since 2008.
We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.
We’re an honest, intentional financial partner with best-in-class team members
409 Center Street, Suite C, Johnsonburg, PA, 15845
PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
At Team First FCU, we are committed to serving the needs of our membership. We understand that our members make us who we are and serving them is our number one priority. We offer a wide range of services to meet all your needs. The Team First Federal Credit Union began as the Teamsters Local #771 Federal Credit Union on February 15, 1962.
HomeSale Mortgage, LLC is your hometown mortgage company. As a subsidiary of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage, LLC is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology.
Ideal Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.
