In 2025, the USDA loan limit for Montoursville, part of Lycoming County, PA, is $336,500. Comparatively, the FHA loan limit set for a single-family home is $472,030. Understanding these limits helps in planning financial strategy for purchasing a home.
Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA and FHA loans, determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side to help you select the best program for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal at Lendersa® is to quickly secure the most suitable USDA or FHA loan for you with minimal complications. Choose from three initial strategies that align with matching lenders and USDA loan programs, tailored to meet your needs.
A USDA home loan, backed by the U.S. Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is specifically for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment, making them a valuable option for eligible rural homebuyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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