USDA Vs. FHA your options comparison in Tinicum, Delaware County, PA

In 2025, the USDA loan limit for Tinicum in the county of Delaware, PA, is set at $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.

Use the Lendersa® USDA loan calculator to evaluate and contrast today's USDA versus FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping identify which program is best for you in .

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Loan Limits and Downpayment Requirements for 2025 in Tinicum, Delaware County, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Tinicum, PA

Lendersa® aims to help you swiftly secure the best possible USDA or FHA loan without hassle. Start with one of three options below to connect with matching lenders and engage in USDA loan programs.

The illustration of Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is strictly available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Daviess County Teachers Federal Credit Union
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  • The Daviess County Teachers Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1971 and established to serve the employees of Daviess County Public Schools and their families. What began as a small organization has now grown into a full service financial institution.
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