USDA Vs. FHA Pro and Con comparison in Fort-Washington, Montgomery County, PA

In 2025, the USDA loan limit for Fort-Washington, located in the county of Montgomery, PA, is designated at $345,000. In contrast, the FHA limit for a single-family residence is set at $431,250.

Harness the power of the Lendersa® USDA loan calculator to evaluate today's most favorable USDA versus FHA rates, and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers a comprehensive view by displaying USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .

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2025 Loan Limits and Down Payment Specifications in Fort-Washington, County of Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Solutions in Fort-Washington, PA

The mission of Lendersa® is to promptly connect you with the best possible USDA or FHA loans without any hassle. Initiate by selecting one of the three key starting paths that lead to matching lenders and provide you access to the USDA loan programs tailored to your needs.

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Understanding USDA Loans in PA

A USDA home loan is a mortgage backed by the government Department of Agriculture, often referenced as a USDA rural development loan or USDA mortgage. This type of loan is specifically available for rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment, providing a notable financial benefit for eligible rural homebuyers seeking flexible payment solutions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CENTER CITY MORTGAGE AND INVESTMENTS LLC
  • 225 E. City Avenue, Suite 103, Bala Cynwyd, PA, 19004
  • "The Center City Mortgage & Investments website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Center City Mortgage & Investments. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan program
  • Vihi Mortgage Inc
  • 5725 North 5th Street, Philadelphia, PA, 19120
  • "Vihi Financial was established in 1996 to service the people of Pennsylvania. We've gained the trust of our customers by finding the best financial solutions through our dedication to quality customer service. We are licensed as insurance broker in PA and NJ. We are also licensed as PA Mortgage Broker in PA"
  • EA Lending LLC
  • 5923 N 5th Street, Philadelphia, PA, 19120
  • I'm here to solve that for you. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation & make sure that you get a low rate mortgage without the stress & hassle that's normally associated with it. Feel free to call me direct or if you prefer you can email me. Paul Kwon
  • Freedom Credit Union
  • 626 Jacksonville Road, Suite 250, Warminster, PA, 18974
  • Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery.
  • Global Mortgage Network Inc
  • 626 Jacksonville Road, Suite 230, Warminster, PA, 18974
  • At Global Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
  • INDEPENDENCE HOME MORTGAGE CORP.
  • 720 Johnsville Blvd, Suite 1205B, Warminster, PA, 18974
  • Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of home ownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service.
  • American Heritage Federal Credit Union
  • 2060 Red Lion Road, Philadelphia, PA, 19115
  • American Heritage is a credit union, not a bank. Since we provide all of the same services and conveniences as a bank, take a closer look at what makes us different – and better! American Heritage will never be a faceless, business-first organization. We are a community of members. We live and work together. We are family.
  • Innovative Mortgage Brokers
  • 9351 Banes St, Unit B, Philadelphia, PA, 19115
  • "A Mortgage Broker in Philadelphia, we specialize in closing challenging loans. Whether you are looking to purchase or refinance, we have access to a full line of loan options from many different banks to offer you the best loan that fits your specific needs. Since everyone has different needs, with us you have options, many options."
  • Philly Mortgage Group Inc
  • 1409 Merlin Cir, Norristown, PA, 19403
  • At Philly Mortgage Group, we are backed by several years of experience in the mortgage industry, and we work hard to meet all of your needs. We work with state of the art tools in the industry to help you find the best solution for your financial needs, and we respect your time by working efficiently.
  • North Penn Federal Credit Union
  • 123 N Bethlehem Pike, Colmar, PA, 18915
  • North Penn Federal Credit Union (NPFCU) was established in 1955 by a group of employees of North Penn Transfer, a trucking company in Lansdale PA. We are federally chartered by NCUA. We are a non-profit financial cooperative owned and controlled by the members and operated for their benefit by promoting savings and providing low-cost loans. We have
  • Northwood Federal Credit Union
  • 6836 Castor Avenue, Philadelphia, PA, 19149
  • The Northwood Federal Credit Union is a member-owned and operated organization. With our affiliates, Bright Hope, CBC, ECAI and WesleyAME Zion, our mission is to promote thrift and provide financial services to assist our members in meeting their economic needs. In achieving these goals.
  • Rehab Financial Group
  • 1062 Lancaster Avenue, #15c, Bryn Mawr, PA, 19010
  • Loaning 100% of purchase & 100% of rehab on 1-4 unit properties (including mixed-use props) in 18 states for 650+ FICO borrowers (even inexperienced). When the property is purchased via a wholesaler, we Lend 100% of the wholesaler assignment fee as long as the A to B contract price and the assignment fee doesn't exceed the AS IS value. Also lending