USDA Vs. FHA Pro and Con comparison in Fort-Washington, Montgomery County, PA

In 2025, the USDA loan limit for Fort-Washington, located in the county of Montgomery, PA, is designated at $345,000. In contrast, the FHA limit for a single-family residence is set at $431,250.

Harness the power of the Lendersa® USDA loan calculator to evaluate today's most favorable USDA versus FHA rates, and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers a comprehensive view by displaying USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .

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2025 Loan Limits and Down Payment Specifications in Fort-Washington, County of Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Solutions in Fort-Washington, PA

The mission of Lendersa® is to promptly connect you with the best possible USDA or FHA loans without any hassle. Initiate by selecting one of the three key starting paths that lead to matching lenders and provide you access to the USDA loan programs tailored to your needs.

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Understanding USDA Loans in PA

A USDA home loan is a mortgage backed by the government Department of Agriculture, often referenced as a USDA rural development loan or USDA mortgage. This type of loan is specifically available for rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment, providing a notable financial benefit for eligible rural homebuyers seeking flexible payment solutions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Altana Federal Credit Union
  • 3212 Central Avenue, Billings, MT, 59102
  • Altana Federal Credit Union has been 70 years since 9 Montana refinery workers pooled their money in a cash box located in an empty boxcar. It’s hard to imagine that they could have envisioned the impact they would have on the lives of so many people. The first loan given was used to purchase a sewing machine. The rest, as they say, is history.
  • Universal Lending Home Loans
  • 2646 Grand Ave, Suite 2, Billings, MT, 59102
  • Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
  • First Colorado National Bank
  • 133 Grand Avenue, Paonia, CO, 81428
  • First Colorado National Bank is proud to be the only bank headquartered right here in Delta County. We offer simple accounts that allow you to craft your finances the way you want--including a robust Rewards Checking that will make you think you got a visit from the Cash Deposit Fairy.
  • First Security Bank of Roundup
  • 401 Main Street, Roundup, MT, 59072
  • First Security Bank of Roundup opened for business on September 7, 1971. We have been privileged to serve more and more people over the years and have enjoyed consistent growth. We utilize the latest innovations in banking technology without sacrificing our mission of superior personalized service.
  • Bank of Bridger
  • 101 South Main, Bridger, MT, 59014
  • Bank of Bridger is your locally owned and operated community bank. With offices in South Central Montana and Northern Wyoming, we provide service and accessibility like no other bank can. Our strength lies in our philosophy to allow local decision making at each of our branches. Bank of Bridger was first Chartered in August of 1915.
  • Kimball Home Mortage
  • 332 White Star Circle, Billings, MT, 59106
  • At Kimball Home Mortgage we strive to provide the best customer experience possible. Whether you're a first time home buyer or real estate pro, our team is here to make your loan process as easy as possible.we are a mortgage broker, we have a wide range of loan programs available.
  • Yellowstone Bank
  • 12 1st Avenue, Laurel, MT, 59044
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.
  • Fort Davis State Bank
  • 100 North State Street, Fort Davis, TX, 79734
  • Fort Davis State Bank was established in 1911 and is proud to be home owned and operated. Our two branches in Alpine and Presidio were added in 1997. Our mission, as the only home owned and operated bank in the area is to grow while profitably providing superior financial services to our customers.
  • Atlantic City Federal Credit Union
  • 1005 11th St, Lander, WY, 82520
  • ACFCU founded in 1964 with an original membership for employees of US Steel Corporation working at the Atlantic City Ore Mine in Fremont County. There were roughly 400 members at this time. The mine shut down in 1983 causing hard times on Fremont County and the Credit Union.ACFCU received a community charter to expand its membership
  • PSd Ltd
  • 1 Ridge Court, Placitas, NM, 87043
  • At PSd, Ltd. a NM Mortgage Broker, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants. Our consultants know what it takes to get through underwriting quickly and efficiently. Also, as a broker, we have relationships with many lenders.
  • Jemez Valley Credit Union
  • 17117 Highway 4, Jemez Springs, NM, 87025
  • The Jemez Valley Credit Union has been providing quality service to its members for more than 50 years. We are proud to be a non-profit member-owned financial institution. Our mission is to provide our members with prompt, accurate, high quality, reasonably priced service. Jemez Valley Credit Union was established in 1966.
  • True Lending New Mexico
  • 9400 Holly Ave, Albuquerque, NM, 87122
  • We are a local, woman owned mortgage broker company dedicated to helping New Mexico families with all your financial needs! True Lending New Mexico helping New Mexico with home purchases, refinancing needs, construction loans and business equipment loans, Offering Conventional, FHA, VA, Jumbo and Non-QM funding.