USDA VS FHA in Upper-Dublin, Montgomery County, PA

In 2025, the USDA loan ceiling in Upper-Dublin, within Montgomery county, PA, stands at $345,000, compared to the FHA limit of $431,250 for a single-family home.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. It helps you find out the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in for your specific financial situation.

Compare loan offers from an array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Upper-Dublin, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Solutions in Upper-Dublin, PA

Lendersa® is committed to securing the best USDA or FHA loans promptly, without hassle. Choose one of three pathways to connect with lenders and explore USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture, or USDA rural development loan, is accessible in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 3000 El Camino Real, Suite 100, Palo Alto, CA, 94306
  • Unlike banks, we exist to serve our members, not to make a profit. Instead, we put our time, money, passion, experience, smarts, elbow grease and whatever else we can muster up to work for our members, employees and communities. It’s our secret weapon that turns promises into action: investment in you.
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  • Our services begin as a mortgage broker, shopping the market to find the best loan package for your specific needs and abilities. Where we differ is in the service and the relationship. We are more than just a mortgage finance company; we're an investment tracking company. We offer top-notch service on your loan.
  • Arrivva
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  • Daisy Huang, Loan Officer
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