USDA VS FHA in Keating, McKean County, PA

In 2026, the USDA loan limit in Keating, situated in McKean county, PA, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine your income, credit, reserves, and document needs for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to help you decide which program in suits your financial situation best.

Investigate loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Keating, McKean, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Keating, PA

Lendersa® aims to swiftly secure the best USDA or FHA loan for you. Choose one of three starting points to engage with lenders and USDA loan options.

USDA loan request and matching results from Lendersa

Understanding USDA Loans in PA

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Keating Lenders

  • Hamlin Bank and Trust Company
  • 333 West Main Street, Smethport, PA, 16749
  • Lends in Pennsylvania
  • Hamlin Bank and Trust Company is a state chartered commercial bank and offers a variety of financial and trust services. Established in 1863, Hamlin Bank and Trust Company was the first bank to service the communities of McKean County in Northwestern Pennsylvania. Hamlin Bank and Trust Company is located in Bradford, PA, United States.

  • PennTech Community Federal Credit Union
  • 409 Center Street, Suite C, Johnsonburg, PA, 15845
  • Lends in Pennsylvania
  • PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.

  • Mountain Laurel Federal Credit Union
  • 413 South Michael Street, Saint Marys, PA, 15857
  • Lends in Pennsylvania
  • Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.

  • NFG #2 Federal Credit Union
  • 1303 Pennsylvania Avenue West, Warren, PA, 16365
  • Lends in Pennsylvania
  • Our Credit Union started as Pennsylvania Gas Company #2 (P.G.C. #2) in 1954. It became NFG#2 Federal Credit Union in 1974. Over the years the Credit Union has evolved from the first floor of a residential home on Cedar Street in Warren, PA to what is now our own building at 1303 Pennsylvania Avenue West, where the old West End Fire Hall was.

  • Kinzua Federal Credit Union
  • 213 West Third Avenue, Suite 208, Warren, PA, 16365
  • Lends in Pennsylvania
  • Kinzua Federal Credit Union (formerly known as NFO Irvine FCU) has been open since 1956. The credit union has assets totaling $12.81 Million and provides banking services to more than 2, 000 members as of March 2022.

    The credit union serves multiple member groups, but primarily serves fabricated metals employees.

  • Northwest Consumer Discount Company
  • PO Box 128, Warren, PA, 16365
  • Lends in Pennsylvania
  • Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.