USDA Vs. FHA your options comparison in Georges, Fayette County, PA

In 2025, the USDA loan limit for Georges, located in Fayette county, PA, is $336,500. Meanwhile, the FHA ceiling for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze and compare today’s best USDA against FHA rates. It will help you determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program best suited for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Georges, Fayette, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Selecting USDA and FHA Loan Options in Georges, PA

The mission of Lendersa® is to promptly secure the best USDA or FHA loan for you with ease. Opt for one of three starting pathways that facilitate connections with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, supported by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment, offering a unique advantage for homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgij, Inc.
  • 632 Birchwood Court, Danville, CA, 94506
  • We've interviewed hundreds of people that have gone through multiple mortgages and we're addressing issues in regards to filling out forms in an easier way, simplifying the language used, adding further transparency in describing loan estimates and even tackling equal opportunity lending in ways than nobody else has done it before.
  • Compass Mortgage Advisors
  • 3840 Blackhawk Road, Suite 105, Danville, CA, 94506
  • Compass Mortgage Advisors is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, Refinancing an outstanding loan, or consolidating debt.
  • Vintage Home Loans
  • 344 Division St, Suite 100, Pleasanton, CA, 94566
  • Vintage Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • Bay Home Investments and Loans Inc.
  • 3958 Valley Avenue, Suite B, Pleasanton, CA, 94566
  • "I hope this website would be one of your best tools in finding your dream house or helping you find more information to sell your property, quickly and at an absolutely attractive price. Having been in the real estate profession for more than 18 years, I have been honored and blessed in working with so many fantastic customers"
  • Goldenstate Realty & Home Loans
  • 5424 Sunol Blvd, Suite 10, Pleasanton, CA, 94566
  • Golden State Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Specialty Real Estate Services
  • 319 Ray Street, Pleasanton, CA, 94566
  • Specialty Real Estate Services is a full-service real estate company serving clients who wish to use real estate as a long term wealth building strategy.Our market includes the West Coast of California. We offer buying, selling, management, mortgage, development, and maintenance services.
  • Achievers Home Loans
  • 3171 East Ruby Hill Drive, Pleasanton, CA, 94566
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Excel Realty & Mortgage
  • 7031 Koll Center Parkway, Suite 190, Pleasanton, CA, 94566
  • Excel Realty & Mortgage is a large independent real estate and mortgage company that still feels like a boutique firm. We got started in 2005 and have been running strong ever since. We have funded and closed well over 5 billion in mortgage loans and real estate sales. Over 10,000 transactions! We are a mortgage bank and a mortgage broker
  • Caliber Home Loans
  • 6600 Koll Center Parkway Suite 200, Pleasanton, CA, 94566
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending and a consumer-direct centralized operation
  • Soaring Falcon Mortgage
  • 7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
  • "To provide alternative loan solutions to investors who have been turned down by other banks/lenders. We have hundreds of investors both institutional and private persons that we work with over the years. Since every loan scenario is unique, we always strive to provide unique options to maximize the best interest for our clients."
  • Pacificwide Lending
  • 7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
  • Andrew Liu founded Pacificwide Lending in 2002, after he left the high tech industry. He started the business with just one person. Over the years, he grew the company into a 40 plus agency lending out hundreds of millions dollars loans a year on average. Andrew Liu always kept the business going, it survived on return customers and referrals.