USDA and FHA Pro and Con in Chambersburg, Franklin County, PA
In 2026, the USDA loan cap in Chambersburg, county of Franklin, PA is $336,500; meanwhile, for a single-family home, the FHA cap is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA vs. FHA rates. Determine the eligibility criteria, including income, credit score, reserves, and necessary documentation. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most suitable program in for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Chambersburg, Franklin, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Chambersburg, PA
Lendersa® is committed to providing you the best USDA or FHA loan options swiftly and hassle-free. Start by choosing one of three pathways to connect with matching lenders and USDA loan products.
A USDA home loan, also referred to as a USDA mortgage or rural development loan, is provided by the Department of Agriculture. This loan is restricted to rural locales. It differs from FHA loans, which require at least a 3.5% down payment, as USDA loans require no down payment at all.
Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
60 South Washington Street, Suite 106, Greencastle, PA, 17225
Lends in Pennsylvania
HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
From the day we opened our doors in 1951 to today, Community State Bank has valued Fairness. The founders, unable to secure fair lending from banks in neighboring, more affluent counties, were compelled to start a bank where everyone had the opportunity to get a loan and had access to good banking products, close to home.
17 East High Street, Suite 102, Carlisle, PA, 17013
Lends in Pennsylvania
Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a residential mortgage lender founded in 2006 by veteran bankers Shaun R. Foote and Rebecca Howell Foote. As a direct lender, Foote Capital has the distinct advantage of handling loan processing, underwriting, closing and funding its clients
