In 2026, the USDA loan cap in Chambersburg, county of Franklin, PA is $336,500; meanwhile, for a single-family home, the FHA cap is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA vs. FHA rates. Determine the eligibility criteria, including income, credit score, reserves, and necessary documentation. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most suitable program in for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Chambersburg, Franklin, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Chambersburg, PA
Lendersa® is committed to providing you the best USDA or FHA loan options swiftly and hassle-free. Start by choosing one of three pathways to connect with matching lenders and USDA loan products.
A USDA home loan, also referred to as a USDA mortgage or rural development loan, is provided by the Department of Agriculture. This loan is restricted to rural locales. It differs from FHA loans, which require at least a 3.5% down payment, as USDA loans require no down payment at all.
At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.
Members 1st Community Credit Union is located in Marshalltown, IA, United States and is part of the Depository Credit Intermediation Industry. Members 1st Community Credit Union has 4 employees at this location. There are 7 companies in the Members 1st Community Credit Union corporate family.
First Colony Bank of Florida is to improve and strengthen the Central Florida business community by effectively serving the financial needs of our clients; fostering a rewarding workplace that positively reinforces the efforts of our employees; & building a company that continuously strives to improve & create long-term value for our shareholders.
555 Winderley Place, Suite 300, Maitland, FL, 32751
CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.
529 Versailles Drive, Suite 101, Maitland, FL, 32751
At Main Street Mortgage Funding, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
500 Winderley Place, Suite 100, Maitland, FL, 32751
You Have Realty is the real estate partner of the Under One Roof Team. Whether you are buying or selling, this program offers all the components necessary for a seamless real estate transaction. Attorney Justin Clark and his team of lawyers are available for consultation throughout every real estate transaction.
495 North Keller Road, Suite 550A, Maitland, FL, 32751
At Mattamy Home Funding, we believe home buyers deserve the best financing available. We have helped thousands of home buyers finance their homes in communities throughout the United States. Our mortgage team includes highly motivated and talented individuals. Every employee plays an important role in making a homeowner's financing
At Fidelity Funding, we know that each customer has specific needs such as first time home buyers, move-up buyers, and investors. As a direct lender, we offer a wide variety of loan products to meet this broad range of borrowers needs. We provide financing to FHA, VA, FNMA, FHLMC, USDA, and Construction Perm loans.
