USDA Vs. FHA your options comparison in Southampton, Cumberland County, PA
During 2025, the USDA loan cap in Southampton, situated within the county of Cumberland, PA, is $336,500. Meanwhile, the FHA maximum for a single-family dwelling is $472,030.
To contrast the latest USDA and FHA rates, use the Lendersa® USDA loan calculator, which aids in evaluating the income, credit score, reserves, and documentation essential for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you decide which program suits your financial needs best in .
2025 Loan Ceilings and Down Payment Requirements in Southampton, Cumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Southampton, PA
Lendersa® is dedicated to facilitating you in securing the best possible USDA or FHA loan swiftly and without any hassle. You can choose from three different starting points designed to connect you with matching lenders and USDA loan offerings.
The USDA home loan is backed by the government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is intended solely for rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none.
Since 1982, International Finance Bank has grown alongside the Miami community, serving clients from around the world. We customize any of our banking and lending products, adding a personal touch to everything we do. At International Finance Bank, relationships mean more than transactions, service is never an afterthought—and every client matters.
325 Dakota Dunes Blvd, North Sioux City, SD, 57049
Security National Bank of South Dakota is a subsidiary of Security National Corporation, which was chartered in 1884 in Sioux City, Iowa, and founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection. These principles served as guideposts that enabled SNB to
Brickell Park Capital is a commercial real estate investment company. We utilize our deep relationships and originate debt, mezzanine and preferred equity for select clients. Our investment strategy is to deploy patient capital and thoughtful execution in all of our projects improving lives and communities in which we invest.
Plazio is focused on providing a good experience to their clients by following through on their word, being open and transparent throughout the loan process, and creating meaningful relationships. Helping those seeking loans to choose the correct product as well as completing and processing the loan application.
First Pryority Bank was founded in Pryor, Oklahoma on 9/11/1900 as First National Bank of Pryor Creek. In 2002 is expanded into Tulsa by opening a branch in South Tulsa/Bixby and changed its name to First Pryority Bank.
First Pryority Bank has two locations. South Tulsa and Pryor Oklahoma. They are consistently ranked as the top SBA lender.
1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123
At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.
824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123
Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions,
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Terrabank takes pride in maintaining a highly professional, motivated and well-trained staff that is sensitive to the needs of the customer.
GoKapital was formed in 2013 to address one of the biggest obstacles facing small and medium-sized companies – finding the necessary capital to grow and maintain their business. With a majority of banks cutting back on lending and imposing tougher requirements, running a business has become unnecessarily more difficult.
