USDA and FHA Pro and Con in Southampton, Franklin County, PA
In 2026, the USDA loan limit in Southampton, found in the county of Franklin, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans. This tool helps identify the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you determine which program in Alabama best suits your financial situation.
2026 Loan Limits and Down Payment Requirements in Southampton, Franklin, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Southampton, PA
Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to match with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. In contrast to FHA loans that require at least a 3.5% down payment, USDA mortgages need no down payment.
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
17 East High Street, Suite 102, Carlisle, PA, 17013
Lends in Pennsylvania
Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a residential mortgage lender founded in 2006 by veteran bankers Shaun R. Foote and Rebecca Howell Foote. As a direct lender, Foote Capital has the distinct advantage of handling loan processing, underwriting, closing and funding its clients
The Bank of Landisburg had its beginning in 1903 when an organizational meeting was held on August 19th. $10,000.00 in capital had been raised by the selling of stock. Many familiar names were among the original stockholders: Sheibley, Jones, Wilson, Bower, Kennedy, Wertz, Dum, Kell, Loy, and Wagner.
60 South Washington Street, Suite 106, Greencastle, PA, 17225
Lends in Pennsylvania
HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee
From the day we opened our doors in 1951 to today, Community State Bank has valued Fairness. The founders, unable to secure fair lending from banks in neighboring, more affluent counties, were compelled to start a bank where everyone had the opportunity to get a loan and had access to good banking products, close to home.
