USDA Vs. FHA Pro and Con comparison in Gregg, Union County, PA
In 2026, the USDA loan limit for Gregg in the county of Union, PA, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today and assess the necessary income, credit, reserves, and documents for qualification. Our enhanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial objectives.
2026 Loan Limits and Down Payment Requirements in Gregg, County of Union, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Gregg, PA
The goal of Lendersa® is to quickly connect you with optimal USDA or FHA loans, eliminating hassle. You have three strategies available for finding matched lenders and USDA loan programs tailored for you.
A USDA home loan, supported by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is only available in rural areas. FHA loans require a 3.5% down payment, while USDA loans require none, making them appealing for eligible buyers.
Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.
Williamsport Teachers Credit Union has been open since 1934. The credit union has assets totaling $13.94 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
The USNEP Employees FCU was chartered in 1935 and now has over $15 million in assets. Our philosophy has always been to keep overhead down, safe investments and offer our members services that yield maximum benefits on savings and borrowing. USNEP Employees Federal Credit Union serves employees and their family members of the United States.
AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
Milton Savings Bank provides high-quality products and services and is pleased to be the premier community bank in the communities we serve. We are proud to have the financial strength and commitment to meet the needs of our community as we have done in the past and will continue to do today and tomorrow.
Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.
999 North Loyalsock Avenue, Suite A, Montoursville, PA, 17754
Lends in Pennsylvania
The Montoursville Area FCU is a member owned & operated, not for profit financial cooperative striving to meet the financial needs of its members. The mission of our credit union is to serve our members needs by providing competitive rates for savings and loans. We will seek to maintain the financial stability and steady growth of our organization.
