USDA Vs. FHA Pro and Con comparison in Gregg, Union County, PA
In 2025, the USDA loan limit for Gregg in the county of Union, PA, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today and assess the necessary income, credit, reserves, and documents for qualification. Our enhanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial objectives.
2025 Loan Limits and Down Payment Requirements in Gregg, County of Union, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Gregg, PA
The goal of Lendersa® is to quickly connect you with optimal USDA or FHA loans, eliminating hassle. You have three strategies available for finding matched lenders and USDA loan programs tailored for you.
A USDA home loan, supported by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is only available in rural areas. FHA loans require a 3.5% down payment, while USDA loans require none, making them appealing for eligible buyers.
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