USDA Vs. FHA Pro and Con comparison in White-Deer, Union County, PA
During 2025, the USDA loan limit for White-Deer, in the county of Union, PA, is $285,000. By contrast, the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to ascertain today's leading USDA against FHA rates and determine the necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating the choice of the best program in for your specific financial situation.
2025 Loan Limits and Downpayment Requirements in White-Deer, County of Union, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in White-Deer, PA
Lendersa® aims to secure you the best USDA or FHA loans quickly and without hassle. Choose one of three paths leading to matched lenders and USDA loan programs that suit your needs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and also referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, making them an appealing choice for eligible borrowers.
Texas Mortgage Partners, LLC was created to provide friendly small town service in the origination of residential (rural & city) mortgages in Texas. We are known for quick approvals, continuous communication to all parties of the transaction and on-time closings. We are comfortable with the first-time home-buyer as well as the seasoned buyer.
Scott & White Employees Credit Union (SWECU) was chartered in 1962 by the employees of Scott & White. The Credit Union is state chartered and regulated by the Texas Credit Union Department. Deposits are federally insured up to $250, 000.00 per account by NCUSIF, which is regulated by the National Credit Union Administration
Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it
224 West Park Street, Suite 200, Freeport, TX, 77541
PLAN Lending Has Multiple Loan Programs And Strategies, Expert Knowledge And Working Experience To Finance Your Next Property Successfully! Strategies. What Separates PLAN From Other Lenders Is Providing Our Clients VaLuable Strategies To Achieve Their Financing Goals. The Crux Of That Success Is The Full Understanding Of Ever-Changing Lending.
Northeast Panhandle Teachers FCU is a cooperative, not-for-profit organized to promote thrift and provide credit to members. It is member owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the day by day operations of the credit union.
Perryton National Bank, is a single facility bank located in the heart of Perryton, Texas serving Ochiltree County and the surrounding area. The Bank offers the services of a modern financial institution while maintaining the integrity and personalized service of a community bank
On May 9, 1958, a community dream was fulfilled when Perryton Savings and Loan Association was chartered by the Texas Banking Commission under the Building and Loan Association Laws of the State of Texas. The purpose of this charter was to encourage industry, home building and the accumulation of savings.
The team at Temple Santa Fe Community Credit Union want to turn your dreams and wishes into plans and doing. We offer products you want and need, like saving and checking accounts, credit cards, and loans. We go above and beyond by providing you with financial coaching, educational tools, and programs that will help you
First State Bank was established in 1958 and is dedicated to serving Brazoria County by keeping a step ahead of the current standard in banking. First State Bank offers personalized customer service and the highest quality of products.
At First State Bank, we're here for you, not just as your convenient community bank,
Originally chartered in 1947, BTFCU has been serving the thriving educational community of Brazosport ISD, Brazosport College, and Angleton ISD with over 4, 000 members for over 70 years. Brazosport Teachers Federal Credit Union (BTFCU) is a not-for-profit financial cooperative that is owned by the folks who save and borrow here.
At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.
