For 2026, the USDA loan limit in Halifax, within the county of Dauphin, PA, stands at $336,500, while the FHA limit for a single-family house is set at $472,030.
Employ the Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA options available today. Determine the required income, creditworthiness, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to aid in choosing the ideal program in for your financial situation.
2026 Loan Limits and Downpayment Details in Halifax, County of Dauphin, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Halifax, PA
Lendersa® aims to secure you the best USDA or FHA loan swiftly and without complications. Choose from three starting points that align you with lenders and relevant USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. It contrasts with FHA loans, which require a down payment of at least 3.5%; a USDA mortgage requires no down payment.
Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.
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At Team First FCU, we are committed to serving the needs of our membership. We understand that our members make us who we are and serving them is our number one priority. We offer a wide range of services to meet all your needs. The Team First Federal Credit Union began as the Teamsters Local #771 Federal Credit Union on February 15, 1962.
HomeSale Mortgage, LLC is your hometown mortgage company. As a subsidiary of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage, LLC is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology.
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MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy.
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