USDA Vs. FHA Pro and Con comparison in Hampden, Cumberland County, PA
In the year 2025, the USDA loan limit for Hampden, in the county of Cumberland, PA, is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to examine and contrast today's optimal USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program for your financial circumstances in .
2025 Loan Limits & Down Payment Information for Hampden, Cumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Hampden, PA
Lendersa® is dedicated to securing you the most advantageous USDA or FHA loans swiftly and smoothly. Choose one of three starting points to connect with suitable lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as USDA rural development loans. These are available only in designated rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans do not necessitate any down payment.
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