USDA Vs. FHA your options comparison in Camp-Hill, Cumberland County, PA

In 2025, USDA loan limit in Camp-Hill, county of Cumberland, PA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Camp-Hill, county of Cumberland, PA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Camp-Hill, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • A & N MORTGAGE SERVICES, INC.
  • 1945 N. Elston Ave, Chicago, IL, 60642
  • A and N Mortgage Services, Inc.'s mission is to provide you with high quality programs that are tailored to fit your unique situation at some of the most competitive rates in the nation.After receiving your information, A and N Mortgage Services, Inc. will be able to get a complete look at your financial situation to determine.
  • Pulaski Savings Bank
  • 3156 South Morgan Street, Chicago, IL, 60608
  • Pulaski Savings Bank has been in business in Chicago’s Bridgeport community for over a century, we have maintained our customer base because of the way we do business. This business philosophy has paved the way for a bright and profitable future for Bridgeport and the surrounding communities.
  • Mutual Federal Bank
  • 2212 W. Cermak Rd, Chicago, IL, 60608
  • Mutual Federal Bank was established in Chicago, Illinois in 1905 and has been operating continuously since that time. We have built a strong foundation of trust with our customers, providing a secure and dependable banking experience for over 100 years. Our goal is to create a great banking experience for you.
  • Command Financial Group
  • 2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
  • Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.
  • NETWORK MORTGAGE, LLC
  • 3516 North Ashland Ave, Unit C, Chicago, IL, 60657
  • Network Mortgage has been dedicated to providing the highest level of customer service. At Network Mortgage we take pride in what we do and are committed to continually improving and expanding the quality of service offered. Our continued growth and success is evidence of our record and speaks to the trust
  • FBC Funding
  • 3047 N. Lincoln Ave., Suite 400, Chicago, IL, 60657
  • FBC Funding is a Commercial Mortgage Broker specializing in helping residential and commercial real estate investors meet their financing goals. We offer a wide variety of financing terms for investors including fix and flip, buy and hold, blanket and lines of credit for residential and commercial properties.
  • Mountain Valley Bank
  • 17114 Rankin Ave, Dunlap, TN, 37327
  • Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
  • International Bank of Chicago
  • 5069 North Broadway, Chicago, IL, 60640
  • International Bank of Chicago is dedicated to being a productive member of the community. In order to benefit residents and make a positive impact, the bank focuses on providing diverse, accessible and proactive services. International Bank’s products are also designed to serve customers.
  • American Metro Bank Chicago
  • 4878 North Broadway Avenue, Chicago, IL, 60640
  • American Metro Bank is an Illinois-chartered bank with its main office located in Chicago, Illinois. The Bank commenced operations in 1997 and engages in general banking business through its main office (Uptown) and one branch (Chinatown) in the Chicago, Illinois, metropolitan area.
  • MFS Mortgage Service Inc.
  • 1704 W Foster Avenue, Chicago, IL, 60640
  • We are a Direct Lender and broker in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.