USDA Vs. FHA Pro and Con comparison in Lower-Allen, Cumberland County, PA
For the year 2025, the USDA loan limit in Lower-Allen, within the county of Cumberland, PA, is $285,000, whereas the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today. Determine all necessary qualifications, including income, credit scores, reserves, and required documents. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in finding the most suitable option in for your finances.
Loan Limits and Down Payment Specifications for 2025 in Lower-Allen, Cumberland County, PA
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lower-Allen, PA
The primary aim of Lendersa® is to quickly and easily secure the best USDA or FHA loan for you. Choose one of the three starting options to match with lenders and discover USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that demand a minimum of 3.5% down payment, USDA loans have no down payment requirement.
16427 N. Scottsdale Road, Suite 145, Scottsdale, AZ, 85254
Since we first opened our doors in 2004, Homeowners Financial Group has been committed to serving the needs of borrowers, while maintaining a corporate culture focused on family. We take pride in being able to help people complete one of the most important financial transactions they will ever have–purchasing a home.
14555 N Scottsdale Rd, Suite 200, Scottsdale, AZ, 85254
Capital Fund I, LLC is a direct private money lender based in Scottsdale, Arizona. You might be wondering why we clarify that we are a “direct” lender, and that is because we are not a broker who will look at your deal and find a lender to fund it, and place a large price tag on it, you are working DIRECTLY with the lender.
6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254
Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve
11333 N. Scottsdale Rd. #293, Scottsdale, AZ, 85254
Merchants Mortgage and Merchants Funding is a private lender that specializes in short-term loans to real estate investors. We lend in Colorado, Arizona, Oregon, Washington, Kansas, Missouri, Texas, and California. The company has closed over $3 Billion in fix-and-flip, fix-to-hold, and construction transactions for its clients.
11333 N Scottsdale Rd, Suite 293, Scottsdale, CA, 85254
Orchard Funding is a private lender providing fix & flip, bridge financing and ground up construction loans for the professional real estate investor. Loans are underwritten and funded in-house thus enabling swift decisions, flexible lending solutions and quick closings. Orchard Funding originates approximately $60,000,000 in loans annually.
Capital Market Funds offers all types of commercial loans in the state of Arizona. We specialize in real estate, including apartment complexes and other multi-family complexes. Talk to us today about your project. We'd love to help! commercial loans in the state of Arizona. We specialize in real estate, including apartment complexes and oth
7904 E Chaparral Rd, #A110-443, Scottsdale, AZ, 85250
Scottsdale Private Lending, LLC is a private real estate lender based in Scottsdale, Arizona. Our specialty is making loans on investment real estate within Arizona. When the traditional lending institutions fall short in terms of speed, underwriting and out of the box solutions, we offer common sense alternatives in an efficient and economical man
BradLoans of eMortgage Inc offer owner-occupied & investor hard money real estate loans, with no pre-payment penalty. Whether you've had a foreclosure, short sale, discharged bankruptcy, non-US citizen, or no “Established Credit”… no problem! Brad is Arizona’s premier ‘no credit’ or ‘bad credit’ mortgage lender
