USDA and FHA Pro and Con in Lower-Allen, Cumberland County, PA
For the year 2025, the USDA loan limit in Lower-Allen, within the county of Cumberland, PA, is $285,000, whereas the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today. Determine all necessary qualifications, including income, credit scores, reserves, and required documents. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in finding the most suitable option in for your finances.
Loan Limits and Down Payment Specifications for 2025 in Lower-Allen, Cumberland County, PA
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lower-Allen, PA
The primary aim of Lendersa® is to quickly and easily secure the best USDA or FHA loan for you. Choose one of the three starting options to match with lenders and discover USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that demand a minimum of 3.5% down payment, USDA loans have no down payment requirement.
Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way.
You may know that the VA loan program is one of the greatest benefits of military service
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We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.
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East Lake Insurance & Taxes was founded by the Korkis family, pictured above. We pride ourselves on being a local, family business and strive to serve our community's needs. The team here at East Lake Insurance &Taxes works diligently to provide the best for our clients.That is why we are rated 5 stars on Google by our esteemed patrons!
Since we opened for business in 1950, our main goal has been, and still remains, to build better relationships with our customers. Get to know us and you’ll understand how Citizens Independent Bank (CIB) has been an important part of our communities, helping businesses prosper and helping people achieve their dreams.
