For the year 2025, the USDA loan limit in Lower-Allen, within the county of Cumberland, PA, is $285,000, whereas the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today. Determine all necessary qualifications, including income, credit scores, reserves, and required documents. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in finding the most suitable option in for your finances.
Loan Limits and Down Payment Specifications for 2025 in Lower-Allen, Cumberland County, PA
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lower-Allen, PA
The primary aim of Lendersa® is to quickly and easily secure the best USDA or FHA loan for you. Choose one of the three starting options to match with lenders and discover USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that demand a minimum of 3.5% down payment, USDA loans have no down payment requirement.
Golden Empire Mortgage a group of highly motivated and dedicated professionals that proudly provides their valued clients with the absolute best in financial advice,Our office has built a business model surrounding the concept of lending better in a market that is in need of better lenders
California real estate and mortgage industries since 2001 and have successfully helped 100s of clients buy & finance their homes. Since the crash of the real estate market at the end of 2006 we've also had to adapt to the changing market helping many people successfully short sell their homes to avoid foreclosure
Joseph R. Mercurio Real Estate and Mortgage is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
North County Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every client is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.
277 Rancheros Dr, Suite 160, San Marcos, CA, 92069
we’re able offer a wide variety of home loan programs to help borrowers finance their home loan needs. From the first-time buyer looking for a low-down payment loan, to the seasoned investor looking to finance a 4-unit multi family home, we can help you. Because of our partnership with over 40 lenders
LoanStar Financial is a mortgage company based in North San Diego County, CA. specializing in residential (Refi & Purchase) mortgages as well as commercial and construction loans. Ignacio Ventura has many years of experience in the residential, commercial & construction lending arena.
