USDA Loan Vs. FHA loan for Silver-Spring, PA 2025

In 2025, the USDA loan limit in Silver-Spring within Cumberland, PA, is $285,000. Meanwhile, the FHA limit for single-family homes is $356,362.

Use Lendersa®'s USDA loan calculator to compare today’s USDA vs. FHA best rates. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial situation.

USDA and FHA Loan Options in Silver-Spring, PA

Lendersa® aims to provide you with the best USDA or FHA loan promptly and without hassle. Select from three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment, offering accessible options for eligible borrowers.

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(717) 560-0546 Lender's profile and map Reviews Mortgage Craft 1801 Lititz Pike, Lancaster, PA, 17601 While the concept of true & solid customer service is not new, it is our purpose & intent to continuously move & adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
(717) 569-8702 Lender's profile and map Reviews Prosper Mortgage Funding 32C E Roseville Rd, Lancaster, PA, 17601 At Prosper Mortgage Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We use "common sense" & will help you obtain the best loan possible. We are a small, family owned, mortgage company & represent a wide range of "A" rated lenders with first quality rates.
(717) 278-8141 Lender's profile and map Reviews PMG Funding 1525 Oregon Pike, Suite 2001, Lancaster, PA, 17601 PMG is a mortgage broker in Pennsylvania that takes a long-term partnership approach to the process of buying or refinancing. As such, we seek to develop good relationships with our clients through trustworthy service and timely communication throughout the process. Dave started PMG in December of 2005.
(717) 560-2114 Lender's profile and map Reviews LMC HOME LOANS 1794 Oregon Pike, Lancaster, PA, 17601 LMC is a mortgage lender headquartered in Lancaster, PA. We have served over 8,915 clients and our team members average 18 years experience each. Think of us as a matchmaker. We have access to many lenders and after meeting with you, we give you a couple of loan options. Then together, we pick the best product for your needs.
(717) 263-4444 Lender's profile and map Reviews Patriot Federal Credit Union 800 Wayne Ave, Chambersburg, PA, 17201 Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
(717) 491-0456 Lender's profile and map Reviews JET Mortgage Services, LLC. 1972 Wenger Lane, Chambersburg, PA, 17201 JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
(570) 286-5739 Lender's profile and map Reviews Central Keystone FCU 1000 Market Street, Sunbury, PA, 17801 Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(717) 283-0900 Lender's profile and map Reviews FIDELIS MORTGAGE CORPORATION 1205 E King St, Lancaster, PA, 17602 Fidelis Mortgage Corporation's mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. Fidelis is a family owned business since 2007. We have been in the mortgage industry for over 10 years and we are proud
(800) 981-5474 Lender's profile and map Reviews Kish Bank 4255 East Main Street, Belleville, PA, 17004 At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel. For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I
(717) 768-8811 Lender's profile and map Reviews Bank of Bird-in-Hand 309 N. Ronks Rd, Bird In Hand, PA, 17505 Bank of Bird-in-Hand is a Pennsylvania state-chartered stock savings bank headquartered in Bird-in-Hand, Pennsylvania, which opened in December 2013. The Bank, upon its opening, was the first bank to gain a charter in the United States since 2010 and remains the only bank in PA to open since 2008.
(717) 295-6685 Lender's profile and map Reviews Lancaster Red Rose Credit Union 16 E Main Street, Leola, PA, 17540 The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.
(877) 773-6605 Lender's profile and map Reviews Ephrata National Bank 31 E. Main St, Ephrata, PA, 17522 Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.