In 2025, the USDA loan limit for Worcester, situated in Montgomery county, PA, is set at $381,800, whereas the FHA cap is $529,000 for a single-family home.
Utilize the Lendersa® USDA loan calculator to assess and compare the leading USDA versus FHA rates. It helps in determining the income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, assisting in selecting the ideal program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $381,800 | 0% | |
| FHA | $529,000 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you, sans hassle. Choose from one of three starting points to engage with lenders and delve into USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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