USDA Vs. FHA your options comparison in Worcester, Montgomery County, PA

In 2025, the USDA loan limit for Worcester, situated in Montgomery county, PA, is set at $381,800, whereas the FHA cap is $529,000 for a single-family home.

Utilize the Lendersa® USDA loan calculator to assess and compare the leading USDA versus FHA rates. It helps in determining the income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, assisting in selecting the ideal program in for your specific financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Worcester, County of Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Worcester, PA

The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you, sans hassle. Choose from one of three starting points to engage with lenders and delve into USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sublime Financial, LLC
  • 14785 Preston Road;, Suite 455, Dallas, TX, 75254
  • Sublime Financial provides home mortgages in Dallas and the entire state of Texas. We offer our customers many loan products and options, often times more than most larger mortgage brokers. If you're looking for the best home loan in Texas you can find, then contact us. Sublime Financial helps our customers refinance their current mortgage
  • Mike Clover Group
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time. Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing
  • Homewood Mortgage, LLC
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.
  • Lendid Loans, LLC
  • 17440 Dallas Pkwy, Suite 111, Dallas, TX, 75287
  • Trey Bolen started working in the mortgage industry more than a decade ago, working in a number of areas including underwriting, processing, secondary marketing and sales. As his experience grew, Trey saw huge opportunities to make the mortgage industry better. Traditional lenders had a tedious and aggravating application process.
  • The First National Bank of Trinity
  • 105 South Robb Street, Trinity, TX, 75862
  • First National Bank of Trinity is proudly working on a second century of service. First National Bank continues to be a locally owned, community bank that offers full service banking with a hometown touch. A strong sense of community is evidenced by First National’s commitment to numerous local organizations in the Trinity, Riverside service areas.
  • North Dallas Bank & Trust Co.
  • 12900 Preston Road, Dallas, TX, 75230
  • We offer a full range of modern lending services, deposit products and wealth management services that can be tailored to meet virtually any need. With a history of consistent profitability, stable ownership and commitment to our communities, NDBT is proud to be recognized as one of DFW’s largest and most respected independent banks.
  • American Mortgage Advisers, Inc
  • 5310 Harvest Hill Rd, Suite 211, Dallas, TX, 75230
  • American Mortgage Advisers, Inc team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • Texas VA Mortgage
  • 4400 TX 121, Suite 205, The Colony, TX, 75056
  • We proudly serve all types of VA loans in the great state of Texas. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner.
  • Castle Hills Mortgage
  • 937 Sir Constantine Dr, Lewisville, TX, 75056
  • Founded in 2005, Castle Hills Mortgage was created to deliver the best possible interest rates, in conjunction with the lowest closing costs, while providing the highest level of customer service. In the past two years alone, we have closed over fifty transactions totaling over $20 Million in purchases where other mortgage companies.
  • Avula Property Solutions LLC
  • 3520 Ashley Gardens, The Colony, TX, 75056
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. More Importantly, our main niche is to provide mortgage loans with no out of pocket closing costs for the borrower.
  • TLC Mortgage
  • 3505 Balbirnie Court, The Colony, TX, 75056
  • At TLC Mortgage, we build long-term relationships with our clients. Our goal is to help empower every client to make informed financing decisions. We go the extra mile to ask detailed questions to understand the short and long-term goals of the client. TLC Mortgage guides borrowers every step of the way through the mortgage loan appproval process.
  • AMERIDREAM MORTGAGE GROUP, LLC
  • 3700 Standridge Drive, The Colony, TX, 75056
  • AmeriDream Mortgage Group LLC specializes in residential home loans with excellent customer service and extensive product knowledge We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending purchase to refinance to construction lending.