USDA Vs. FHA your options comparison in Hellertown, Northampton County, PA
In 2025, the USDA loan limit in Hellertown, within Northampton county, PA, stands at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate USDA versus FHA best rates available today, as well as the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision on the best fit for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Hellertown, Northampton, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hellertown, PA
The goal of Lendersa® is to connect you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting points to match with lenders and access USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, exclusively supports rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment, providing significant financial flexibility to eligible buyers.
Our loan originators have access to a wide array of loan products, helping them recommend the right loan for you! The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you great options from multiple lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans
TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first." Mick has a famous quote which really exemplifies the entire culture
At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers.
The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.
The Mortgage Calculator is a licensed Mortgage Lender specializing in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation!
Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote t
Greenbox Capital is a direct funder in the merchant cash advance industry providing small businesses access to much needed working capital through merchant cash advances, invoice factoring and short-term small business loans. As a technology-driven alternative lender, Greenbox Capital’s enterprise solution, The Box, stands head and shoulders above
2915 Biscayne Blvd, Suite 300-14B, Miami, FL, 33137
The LJC Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.