In 2025, the USDA loan limit in Hellertown, within Northampton county, PA, stands at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate USDA versus FHA best rates available today, as well as the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision on the best fit for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Hellertown, Northampton, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hellertown, PA
The goal of Lendersa® is to connect you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting points to match with lenders and access USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, exclusively supports rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment, providing significant financial flexibility to eligible buyers.
Our credit union was founded in Akron, Ohio in 1933 to give financial support to postal workers. The credit union operated out of the Akron Post Office until 1968. By 1975, our membership grew to include many more members of the community, so we changed our name to Buckeye State Credit Union.
BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
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From opening your first Checking Account, to financing your first home.
