USDA Vs. FHA Pro and Con comparison in Lower-Saucon, Northampton County, PA
For 2025, the USDA loan limit in Lower-Saucon, within Northampton county, PA, is set at $298,080, whereas the FHA ceiling for a single-family residence is $372,600.
Leverage the Lendersa® USDA loan calculator to analyze and contrast the top USDA versus FHA rates available today. It assists you in determining income, credit, reserves, and the necessary documents required for qualification. Our advanced mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best option in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Lower-Saucon, County of Northampton, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
Considering USDA and FHA Loans in Lower-Saucon, PA
Lendersa® seeks to quickly secure you the most favorable USDA or FHA loan with minimal hassle. Choose from one of three pathways to connect with suitable lenders and USDA loan programs.
A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and available solely in rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.
690 North Service Road West, Wright City, MO, 63390
We are a full service community bank specializing in SBA, Commercial & Real Estate Loans as well as Treasury Management & we offer a full range of deposit related services. We currently serve the St. Louis area & St. Charles, Warren & Montgomery Counties. We strive to provide you with the best banking experience possible.
New Albin Savings Bank is an independent community bank located in the far northeast corner of Iowa. Our trade area is defined as Allamakee County Iowa and Houston County Minnesota as well as neighboring counties in Iowa, Minnesota and Wisconsin. Individuals with ties to our trade area are also welcome customers
Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System
Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
Bank of Vernon's history dates back to November 11, 1911, becoming the first bank in Alabama chartered by the Alabama Banking Department. Our first location was courthouse square.
Bank of Vernon has endured the challenging time of the Great Depression and other economic downtimes prevailing as a strong, well-capitalized hometown, independent ban
The Hub-Co Credit Union is Chartered in 1938, federally insured credit union (Insured by National Credit Union Share Insurance Fund, owned by its members. Unlike a bank or savings and loan association, a credit union is not for profit and is dedicated only to serving its members, who share a common bond such as employment at the same company.
La Crosse Burlington Credit Union has been open since 1955. The credit union has assets totaling $8.53 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Marine Credit Union believes everyone should have the opportunity to feel stable, secure and reach the fulfillment of hard work. We were created in 1931 for hardworking people, by hardworking people. Our team of 400+ employees now serves over 75, 000 members in WI, MN, IA and IL. Here, you’re more than a credit score. Visit our website to learn mor
