USDA Vs. FHA your options comparison in Lower-Saucon, Northampton County, PA
For 2025, the USDA loan limit in Lower-Saucon, within Northampton county, PA, is set at $298,080, whereas the FHA ceiling for a single-family residence is $372,600.
Leverage the Lendersa® USDA loan calculator to analyze and contrast the top USDA versus FHA rates available today. It assists you in determining income, credit, reserves, and the necessary documents required for qualification. Our advanced mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best option in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Lower-Saucon, County of Northampton, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
Considering USDA and FHA Loans in Lower-Saucon, PA
Lendersa® seeks to quickly secure you the most favorable USDA or FHA loan with minimal hassle. Choose from one of three pathways to connect with suitable lenders and USDA loan programs.
A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and available solely in rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.
New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.
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Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.
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