USDA and FHA Pro and Con in Lower-Saucon, Northampton County, PA
In 2025, USDA loan limit in Lower-Saucon, county of Northampton, PA is $298,080 while FHA limit is $372,600 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Lower-Saucon, county of Northampton, PA
Loan Type
Loan Limit
Down payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Lower-Saucon, PA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford
We promise to provide exceptional customer service, competitive rates and a fast response. We have established relationships with lenders throughout the country and are able to get your loans financed quick. Boston Realty Funding is committed to providing a solution to your real estate financing needs.
1370 Dorchester Ave, Suite 24, Dorchester, MA, 02122
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Apex Capital is a private investment firm specializing in real estate secured credit investments throughout the Northeast United States We provide our real estate investor clients with bridge financing to purchase, refinance, construct, or renovate their residential and commercial investment properties when traditional lenders.
Founded over 50 years ago, Ontario Shores FCU remains locally committed to serving the counties of Niagara, Orleans, Genesee, Wyoming, Cattaraugus, Allegany, and Steuben. We’re big enough to offer just about any service you may want, and we’re small enough to deliver it promptly and with a smile.
Cambridge Municipal Employees Federal Credit Union
795 Massachusetts Avenue, Cambridge, MA, 02139
Cambridge Municpal Employees Federal Credit Union differs from banks and other financial institutions in that those who have accounts in the credit union are its members and owners, and they elect their board of directors Credit unions see themselves as different from mainstream banks, with a mission to be community-oriented and serve people.
Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more.
Harvard affiliates and their family are eligible to join.
New England First Option Mortgage Corporation based in Burlington, MA just twenty minutes outside of Boston, is a premiere mortgage company servicing all of Massachusetts. NEFOMC is focused on you the customer! Whether you have great credit or poor credit it is our mission to customize your loan to meet and exceed your personal needs.