USDA VS FHA in Fountain-Hill, Lehigh County, PA

In 2025, the USDA loan cap in Fountain-Hill, situated in Lehigh county, PA, is $298,080. For a single-family home, the FHA limit is $372,600.

Use the Lendersa® USDA loan calculator to analyze current USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, helping you decide on the optimal program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Fountain-Hill, Lehigh, PA

Loan Type Loan Limit Down Payment
USDA $298,080 0%
FHA $372,600 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Fountain-Hill, PA

Lendersa® seeks to efficiently connect you with the best possible USDA or FHA loans quickly, without hassle. Choose one of three paths that result in matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

The USDA home loan is backed by the government Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, the USDA loan requires no down payment, making it an attractive option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Acer Mortgage Company
  • 726 Lower State Road, North Wales, PA, 19454
  • Acer Mortgage Company have been helping customers afford the home of their dreams for many years and we love what we do. Our Easy Application guides you through your mortgage financing and connects you directly to your loan officer and realtor. Acer Mortgage Company originates mortgage loans and consults with home buyers and owners.
  • Colonial Mortgage Service Company of America
  • 418 Stump Road, Suite 100, Montgomeryville, PA, 18936
  • "Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD. Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"
  • ESSA Bank & Trust
  • 200 Palmer Street, Stroudsburg, PA, 18360
  • ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars
  • NE PA Community Federal Credit Unio
  • 337 Clay Avenue, Stroudsburg, PA, 18360
  • NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service. Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.
  • Spectrum Mortgage Company Inc
  • 1935 Saint Andrews Court, Jamison, PA, 18929
  • At Spectrum Mortgage Company, Inc. we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs so we can formulate the perfect mortgage solution for you.Whatever your financial situation, whatever your credit score, we will help you make the right decisions
  • County Mortgage Services, LLC
  • 2701 Old York Rd., Jamison, PA, 18929
  • "County Mortgage Services, L.L.C. is a locally owned company located in Jamison, PA in Bucks County. We have been providing quality mortgage services with low mortgage rates since 2002. Our goal is to help you realize your dream. We realize that buying a home can be a very intense ordeal filled with potential pitfalls and difficulties."
  • Superior Credit Union
  • 100 Crosskeys Road, Collegeville, PA, 19426
  • Superior Credit Union was founded in 1956 by a group of workers at Superior Tube company in Collegeville, PA. We have grown from modest beginnings to a $50million credit union serving 6, 000 members. We offer all of the competitive services and products and much better rates and with less fees. We pride ourselves on top quality service
  • Assured Financial Services Corporation
  • 134 Second Avenue, Collegeville, PA, 19426
  • Assured Financial Services is committed to providing our clients with highest quality Mortgage Services combined with lowest interest rates available in your neighborhood. Our team is friendly, knowledgeable, and available to discuss a plan with you. We have partnered with top lenders so you will be given a competitive quote with low closing costs.
  • Approval Plus Mortgage Services
  • 609 Hamilton Street, Collegeville, PA, 19426
  • Approval Plus Mortgage Inc. of Collegeville, Pennsylvania, is a residential mortgage agency specializing in refinancing mortgage services. Boasting a five-star rating with ratings companies and clients, we go the extra mile. Nothing is more important to us than exceeding expectations and securing low interest rates for homeowners.
  • The Victory Bank
  • 548 North Lewis Road, Limerick, PA, 19468
  • The Victory Bank was built from scratch by a team of experienced and passionate bankers and is owned and managed by several hundred local shareholders. We are not part of a financial conglomerate and we are not obsessed with growing into the biggest bank around. Our values-based company was started with the core mission
  • Ambler Savings Bank
  • 155 E Butler Avenue, Ambler, PA, 19002
  • For over 145 years, the Bank has been headquartered in Ambler, Pennsylvania with locations in Fairview Village, Limerick, and Bally, as well as several continuing care retirement facilities. Member FDIC. Equal Housing Lender. Ambler Savings Bank has been serving the financial needs of residents
  • United Lending Group of NJ
  • 1716 Penns Ln, Ambler, PA, 19002
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.