USDA Vs. FHA your options comparison in Lower-Nazareth, Northampton County, PA
During the year 2025, the USDA loan limit set in Lower-Nazareth, within the county of Northampton, PA stands at $298,080. Meanwhile, the FHA cap for a single-family residence reaches $372,600.
Employ the Lendersa® USDA loan calculator to evaluate contemporary USDA and FHA interest rates and to determine the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator lets you analyze USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in best suits your financial circumstances.
2025 Loan Limits & Downpayment Specifications in Lower-Nazareth, Northampton County, PA
Loan Type
Loan Cap
Required Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Lower-Nazareth, PA
The mission at Lendersa® is to swiftly connect you with the best USDA or FHA loans without unnecessary complications. Choose from three starting paths to match with lenders and suitable USDA loan programs.
The USDA home loan is a government-guaranteed loan provided by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, primarily for rural areas. Unlike FHA mortgages that necessitate a minimum of 3.5% down payment, USDA loans require no down payment.
Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.
Members First Federal Credit Union was chartered in 1951 as a Safeway Credit Union. In 1998 the Board of Directors made a business decision to apply to the National Credit Union Administration for a community charter to serve the East Central High School District. The charter was granted in late 1998 to enable the credit union to serve.
The Citizens State Bank & Trust Company has been providing customers with a range of financial services for over 90 years. The Citizens State Bank & Trust Company was organized and chartered in January 1921 with W. L. Johnson (bank president), JA Gillett (vice president). In 1923 Woodbine State Bank, originally opened in 1897 and incorporated
Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
Midwest Bank focuses on the financial and civic needs in the markets we serve. The bank's solid capital position provides the financial strength to support larger lending limits, new loan types, and the latest customer conveniences and technological advances. Midwest Bank and its clients to excel in the communities they serve.
United Members Federal Credit Union isn’t your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.
Midtown Mortgage is a locally-owned, full service mortgage company serving Tulsa, Oklahoma and the surrounding areas. We offer in house expertise in many areas of home lending and are committed to helping you find the right mortgage product for you new home purchase or existing home refinance
Red River State Bank is one bank serving many communities in the Red River Valley. Since the beginnings of First State Bank of Fertile in 1887 & Red River State Bank in Halstad in 1904 we have taken the same approach, one-on-one personal service. Everyone has different banking needs, from agricultural loans and lines of credit to personal deposit.
Bryant State Bank is a locally owned community bank that has built its history by forming lasting relationships with the community, our customers and our neighbors. We have maintained our founders’ original vision of serving the community with consumer friendly products and helping customers succeed financially.
The Mabrey family has been involved with the bank for four generations, providing steady leadership to this well-known independent community bank. With 15 locations throughout Oklahoma the bank is staffed by more than 260 professionals, provides financial services to more than 25,000 customers and maintains assets totaling more than $1.5 billion.
