USDA VS FHA in Raccoon, Beaver County, PA

In 2025, the USDA loan limit for Raccoon, within Beaver county, PA, is set at $336,500. In comparison, the FHA limit for a single-family dwelling is $472,030.

Use the Lendersa® USDA loan calculator to explore today's premier USDA versus FHA rates and assess the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, allowing you to choose the most suitable program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Raccoon, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Raccoon, PA

The aim of Lendersa® is to swiftly and effortlessly provide you with the best USDA or FHA loan available. Choose from three initial pathways that lead to matches with lenders and USDA loan opportunities.

Results from Lendersa USDA loan request matches

What is a USDA Loan in PA?

A USDA home loan, supported by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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