USDA VS FHA in Raccoon, Beaver County, PA

In 2026, the USDA loan limit for Raccoon, within Beaver county, PA, is set at $336,500. In comparison, the FHA limit for a single-family dwelling is $472,030.

Use the Lendersa® USDA loan calculator to explore today's premier USDA versus FHA rates and assess the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, allowing you to choose the most suitable program in for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Raccoon, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Raccoon, PA

The aim of Lendersa® is to swiftly and effortlessly provide you with the best USDA or FHA loan available. Choose from three initial pathways that lead to matches with lenders and USDA loan opportunities.

Results from Lendersa USDA loan request matches

What is a USDA Loan in PA?

A USDA home loan, supported by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Raccoon Lenders

  • Friendly Federal Credit Union
  • 2000 Main Street, Aliquippa, PA, 15001
  • Lends in Pennsylvania
  • At Friendly Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the the standards for Web Content Accessibility Guidelines 2.0. It is our policy to ensure that persons with disabilities have full

  • A&S Federal Credit Union
  • 2283 Broadhead Road, Aliquippa, PA, 15001
  • Lends in Pennsylvania
  • The A & S Federal Credit Union was established in March of 1940 by a handful of individuals who foresaw the need for a financial institution to serve people of ordinary means. The credit union, formerly know as the A & S RR Employees Federal Credit Union, was formed with money deposited by people who worked on the Aliquippa & Southern Railroad.

  • Mortgage Lending Solutions
  • 900 Pennsylvania Ave, Monaca, PA, 15061
  • Lends in Pennsylvania
  • Mortgage brokers took a great hit to their reputations during the mortgage implosion that started in 2007. Selfish and self-perpetuating loan officers who had their own financial gain in mind became the unfortunate representation of brokers not having the best interest of their clients in mind during the lending process

  • West-Aircomm Federal Credit Union
  • 485 Buffalo Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • West-Aircomm FCU started as an alternative way to save & borrow money that would benefit a group of people who worked together. More than 70 years later, we’re proud to continue their mission in our community. As a member-owned &-operated financial cooperative, we focus on finding ways to help all of our members, offering a wide range of products

  • West Penn P&P Federal Credit Union
  • 1089 Third Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • We are a non-profit, member-owned, financial institution that has been serving Western Pennsylvania and their families for over 50 years. Because we are non-profit, and member-owned, money made in excess of expenses is returned to the membership through competitive loan rates and savings dividends.

  • Excel Mortgage Group, Inc
  • 325 Beaver Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.