In 2025, the USDA loan limit for Raccoon, within Beaver county, PA, is set at $336,500. In comparison, the FHA limit for a single-family dwelling is $472,030.
Use the Lendersa® USDA loan calculator to explore today's premier USDA versus FHA rates and assess the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, allowing you to choose the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly and effortlessly provide you with the best USDA or FHA loan available. Choose from three initial pathways that lead to matches with lenders and USDA loan opportunities.
A USDA home loan, supported by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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