As of 2026, the USDA loan limit in Hummelstown, located in Dauphin county, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed for qualification. Our comprehensive mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA options, assisting you in deciding which program in Alabama best suits your financial circumstances.
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| Loan Type | Loan Limit | Required Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming Conventional | $726,200 | 3% |
The goal at Lendersa® is to secure the best possible USDA or FHA loan for you efficiently and without hassle. Begin with one of three initial steps to connect with lenders and explore USDA loan programs.
The USDA home loan is a government-backed mortgage offered through the Department of Agriculture, often referred to as a USDA rural development loan. Available in rural areas only, unlike FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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