USDA Loan Vs. FHA loan for Pocono, PA [Monroe County Rates 2023]

In 2025, USDA loan limit in Pocono, county of Monroe, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pocono, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(989) 427-5663 524 miles Lender's profile and map Reviews Montcalm Public Employees Credit Union 1157 East Main Street, Edmore, MI, 48829 Montcalm Public Employees Credit Union We are a non-profit cooperative financial institution completely controlled and owned by the members who save, borrow and conduct other financial business here. Because we’re non-profit, you share in the earnings of the credit union through higher dividends on your savings and reduced rates on your loans.
(423) 272-5800 524 miles Lender's profile and map Reviews First Community Bank 809 West Main Street, Rogersville, TN, 37857 First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
(844) 436-7248 525 miles Lender's profile and map Reviews Forcht Bank 58 Broadway Street, Dry Ridge, KY, 41035 Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht. Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor
(260) 463-7500 525 miles Lender's profile and map Reviews Farmers State Bank LaGrange, IN 516 S. Detroit St, Lagrange, IN, 46761 Farmers State Bank began it’s tradition of Blue Button Banking way back in 1915 when the Stroh Banking Center opened their doors. We offer the most current products, services, and technology paired with friendly, dependable and trustworthy service to best help our neighbors succeed financially in the communities we serve.
(765) 647-4116 525 miles Lender's profile and map Reviews FCN Bank 501 Main St, Brookville, IN, 47012 At FCN Bank, our people are our greatest asset. We live in the communities we serve, and we are completely dedicated to providing unequaled customer service and financial solutions. We are truly a local bank. We’re headquartered in Brookville, with offices also in the nearby towns of Batesville, Connersville, Harrison, and Sunman.
(812) 537-0928 526 miles Lender's profile and map Reviews Community Spirit Credit Union 160 Industrial Drive, Lawrenceburg, IN, 47025 Founded in 1937 as Seagrams Employees CU. In 2007 we began serving anyone working or residing in Dearborn, Ripley, Switzerland, and Ohio counties. Community Spirit offers Savings, Checking, IRA's, Christmas Clubs, and Kid's Club accounts. We offer Share Certificates (CD's), Auto loans, Personal Loans, Vacation Loans, and Christmas Loans
(765) 489-4571 526 miles Lender's profile and map Reviews Perfect Circle Credit Union 631 E Main St., Hagerstown, IN, 47346 Perfect Circle Credit Union has served working families in Wayne and Henry Counties, helping them meet their financial needs and achieving their goals. Almost ninety years later we are still dedicated to the philosophy of “People Helping People”, and helping our members build better lives.
(803) 656-5888 527 miles Lender's profile and map Reviews Capital South Funding LLC 4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710 Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.
(423) 639-6131 527 miles Lender's profile and map Reviews Consumer Credit Union 3634 E Andrew Johnson Highway, Greeneville, TN, 37745 Founded in 1953, Consumer Credit Union is a state charted, member owned financial institution with assets of $475 million. We are dedicated to providing our members with exceptional service. At Consumer Credit Union your savings are federally insured up to at least $250, 000 and backed by the full faith and credit of the United States.
(423) 638-7811 527 miles Lender's profile and map Reviews Southern Finance Co 1200 Snapps Ferry Road, Greeneville, TN, 37745 Southern Finance has been providing financial services to consumers in East Tennessee and Southwest Virginia since 1955. Southern Finance is a consumer finance company with four convenient locations to serve you. We've added technology that makes loan approvals faster and easier. We've opened new locations to make it easier for you to do business.
(843) 464-6271 527 miles Lender's profile and map Reviews Anderson Brothers Bank 101 N. Main Street, Mullins, SC, 29574 Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.