USDA Vs. FHA your options comparison in Pocono, Monroe County, PA
In 2025, the USDA loan limit for Pocono, located in Monroe county, PA, is set at $336,500. Comparatively, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare the premier USDA versus FHA rates available today. Calculate the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in determining the most fitting option in for your finances.
2025 Loan Limits and Down Payment Requirements in Pocono, Monroe, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Pocono, PA
The mission of Lendersa® is to swiftly match you with an ideal USDA or FHA loan without complications. Choose from one of three starting points to connect with lenders and USDA loan opportunities.
A USDA home loan, often called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and exclusively available in rural locales. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage requires no down payment whatsoever.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
In 1861, a group of thoughtful citizens met quietly forming Salem's first permanent "Building Association." Plans progressed smoothly & the meeting took place the evening of the same day President Lincoln was inaugurated. A certificate of incorporation for "The Franklin Loan & Building Association of Salem, NJ" was drawn up on April 13, 1861.
We are a savings and lending institution with over 40 years of experience. The Community Credit Union of New Milford was originally chartered as the Kimberly-Clark Employees Credit Union in 1959. In April of 2000, we officially opened our doors to the entire New Milford community.
Monroe Savings Bank is a community bank located in Williamstown, New Jersey. We have served the Monroe Township community since 1870 and have prided ourselves on serving the needs of our community in a friendly and professional manner.Our main office is located on Main Street in downtown Williamstown.
We grew from a trailer in 1969 to five offices today. We are a community bank based in Salem County, NJ. We have five office locations serving Pennsville, Elmer, Woodstown, Carneys Point, and Pedricktown. We strive to offer products and services to small businesses, families, and individuals.
New Castle County Delaware Employee Federal Credit Union
100 New Churchmans Rd, New Castle, DE, 19720
Your Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. All credit unions in Delaware are charted under Federal Law. We are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.
All4You FCU is a not-for-profit, existing exclusively to provide members with financial products at the lowest cost possible with excellent, personalized service. All earnings are returned to members through lower rates, higher dividends and fewer fees. Our field of membership extends to anyone who lives, works, worships or attends school.
As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.
"PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York.
Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."
The South Shore Mortgage Team is your premier mortgage team located in Lindenhurst, New York. South Shore Mortgage offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lindenhurst area.Established in 1987.
Edgewood Capital is a private commercial real estate bridge lender focused on providing loans for borrowers acquiring or recapitalizing transitional value-add assets of all property types nationwide. Edgewood works closely with borrowers to provide a quick and customized resolution for their financing needs.
