USDA Vs. FHA Pro and Con comparison in Pine-Creek, Clinton County, PA

In 2025, the limit for USDA loans in Pine-Creek, under Clinton County, PA, reaches $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess and compare today's best USDA versus FHA rates. This tool helps identify the necessary income, credit level, reserves, and required documents to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Pine-Creek, Clinton County, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Pine-Creek, PA

Lendersa® aims to swiftly provide you with the best USDA or FHA loan without complications. Select from three starting paths designed to align you with appropriate lenders and USDA loan options.

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Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, it contrasts FHA loans that require a minimum 3.5% down payment by offering a no-down-payment option, making it an ideal choice for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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