USDA Vs. FHA your options comparison in Laureldale, Berks County, PA

For 2025, the USDA loan limit in Laureldale, within Berks county, PA, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s USDA versus FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in fits your particular financial needs best.

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2025 Loan Limits and Down Payment Requirements in Laureldale, Berks, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Laureldale, PA

The aim at Lendersa® is to provide you with the fastest, hassle-free USDA or FHA loan solution. Choose from three starting points that will connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is government-backed through the Department of Agriculture, also recognized as a USDA rural development loan or mortgage, available only in rural neighborhoods. In contrast to FHA loans that require a 3.5% minimum down payment, USDA mortgages do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Modern Employees Federal Credit Union
  • 1727 Moseley Street, Owensboro, KY, 42303
  • Modern Employee Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1953. The Mission of MEFCU is to provide a variety of services, which benefits our members/owners, with the primary goal of helping them enhance their personal finances. In keeping with our mission statement
  • Green River Area Federal Credit Union
  • 3000 Highway 144, Owensboro, KY, 42303
  • Green River Area Federal Credit Union has been serving its members with top quality financial products and services since 1959. The Credit Union is a true representation of the ""people helping people"" philosophy unique to all credit unions. The Credit Union provides members with a safe place to save money and obtain credit
  • Daviess County Teachers Federal Credit Union
  • 1900 Southeastern Parkway, Owensboro, KY, 42303
  • The Daviess County Teachers Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1971 and established to serve the employees of Daviess County Public Schools and their families. What began as a small organization has now grown into a full service financial institution.
  • Elite Mortgage
  • 3943 Hwy 54, Owensboro, KY, 42303
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CCM Commercial Mortgage, LLC
  • 8052 Monticello, Suite 106, Skokie, IL, 60076
  • CCM has long-standing relationships with a cadre of lenders nationwide who consistently value the lending opportunities that CCM clients bring to the table. Lenders know that when they receive a loan request from CCM, it is thorough, complete and has been underwritten and vetted.
  • Starlight Home Mortgage
  • 4106 Oakton Street, Skokie, IL, 60076
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ANNUVA Financial
  • 110 Traders Cross, Suite 119, Bluffton, SC, 29909
  • At ANNUVA Financial we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you our client. At ANNUVA Financial we endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products available to help you reach your goals.
  • Brickyard Bank
  • 6676 North Lincoln Avenue, Lincolnwood, IL, 60712
  • Brickyard Bank was chartered in 1979 as a state chartered bank located in the Brickyard Mall at Diversey & Narragansett on the northwest side of Chicago, Illinois. The bank served the newly created mall & the surrounding area. Brickyard Bank has proudly served the Lincolnwood & surrounding community with full service banking now for over 35 years.
  • A 2 Z Mortgage Solutions LLC
  • 6600 N Lincoln Ave, Suite 420, Lincolnwood, IL, 60712
  • A 2 Z Mortgage Ashour Zaia Mortgage broker in Lincolnwood, Illinois of company NMLS # 2103383 We are working hard to make the loan process smooth and hassle free. We are working day and night to make our services live. Meanwhile you can contact us and come back to this page for updates