USDA Vs. FHA Pro and Con comparison in Laureldale, Berks County, PA
For 2025, the USDA loan limit in Laureldale, within Berks county, PA, is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today’s USDA versus FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in fits your particular financial needs best.
2025 Loan Limits and Down Payment Requirements in Laureldale, Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Laureldale, PA
The aim at Lendersa® is to provide you with the fastest, hassle-free USDA or FHA loan solution. Choose from three starting points that will connect you to matching lenders and USDA loan programs.
A USDA home loan is government-backed through the Department of Agriculture, also recognized as a USDA rural development loan or mortgage, available only in rural neighborhoods. In contrast to FHA loans that require a 3.5% minimum down payment, USDA mortgages do not necessitate any down payment.
3747 Foothill Boulevard, Suite 127, Glendale, CA, 91214
Citadel Mortgage Company was founded in 1992 after two Loan Officers from Security Pacific Bank realized that offering programs from only one bank was not the best way to serve our clients. Robert Rivera and Mel Robinson founded Citadel Mortgage Company and over the years have developed relationships with many lenders.
3901 Foothill Boulevard, Suite 100, Glendale, CA, 91214
KEADA CAPITAL is a Southern California mortgage lender based in Glendale, capable of helping borrowers with credit challenges. We offer low interest rates, professional integrity and personalized customer service. If you're a first time home buyer or looking to refinance your existing mortgage we can help
3156 Foothill Boulevard, Suite I, La Crescenta, CA, 91214
Ichor Financial was created with one goal in mind, saving clients money by providing the lowest rates in the industry. Time and again our rates have beaten not only the major banks but online lenders as well. We actually encourage our clients to shop and compare our rates, something you won't hear from other lenders.
Long Beach school district and city college employees. Long Beach School District Employees Federal Credit Union, as LBS Financial was originally called, was operated out of homes and a classroom at Wilson High School. The staff were mostly volunteers who wanted to help the members of their community have affordable, trusted financial options.
California International Bank, A National Banking Association
15606 Brookhurst Street, Suite C-D, Westminster, CA, 92683
Our mission is to facilitate and enhance the economic activity of the communities in which we operate and serve. We accomplish our mission by assisting our customers on which bank products and services fit their financial requirements. Loan decisions are made locally by experienced commercial bankers who have extensive lending experience.
As a local area expert with knowledge of the communities, our objective is to work diligently to assist you in meeting your real estate goals. If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call or e-mail us.
TD Lending Inc. is actively seeking new borrower and broker relationships to grow its bridge lending business. We pride ourselves on conducting business with transparency, professionalism and integrity. and TD Lending Inc. our focus is on getting you the right loan and the right terms to fit your financial situation.
We provide direct home loan solutions to all borrowers in any situations for more than 20 years. To make it convenience for your refinance or purchase loan search, we have included on this website the pre-qualified loan calculator and a short loan application that you can submit online from anywhere at any time.
ADK Bancorp Inc, we serve our California customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders.
