USDA Vs. FHA Pro and Con comparison in Reading, Berks County, PA
In 2025, the USDA loan cap for Reading located in Berks county, PA is $336,500, while the FHA loan threshold is $472,030 for single-family homes.
Apply the Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates, identifying the necessary income level, credit score, reserves, and documents for qualification. With our sophisticated mortgage calculator, review USDA, FHA, Conforming, and VA loan options side by side to determine which program in suits your financial needs best.
Details on 2025's Loan Limits and Down Payment Requirements in Reading, Berks, PA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Reading, PA
Lendersa® aims to provide you with the finest USDA or FHA loans efficiently and effortlessly. Pick one of three starting options that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, is tailored for rural areas only. Unlike FHA loans needing a 3.5% down payment, USDA mortgages require no down payment, delivering a distinct financial advantage.
Thermo Credit is a privately held funding company with deep roots in the Communications and Technology sectors.Our team is comprised of people who come from a range of finance backgrounds including tier one investment banking houses, business founders, and credit analysts. Most importantly, our team managed companies like yours
400 North Tampa Street, 15th Floor, Tampa, FL, 33602
Limitless Mortgage resides in the section of NiceLocal that contains Real estate. This establishment has an average score of 3 by NiceLocal visitors and concludes its business by the following address: Tampa, FL 33602, 400 N. Tampa Street 15th Flr.
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301 Harbour Place Drive, Suite 1400, Tampa, FL, 33602
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401 E Jackson Street, Suite 2340, Tampa, FL, 33602
The Orlicki Group is inspiring much needed change in residential financing. We focus on relationships, which are the cornerstone of life. It’s an honor to serve our clients and partners in the most important financial decision of their lives. We treat everyone with the time and attention they deserve.
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Unlike most mortgage brokerages you'll find, we specialize in challenging loans. Tampa Heights Mortgage Company is one of the only mortgage brokerages that will evaluate your specific needs
At PRINCIPAL EAGLE FINANCIAL INC., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible At PRINCIPAL EAGLE FINANCIAL INC., we treat each customer as an individual, not a number.
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