USDA and FHA Pro and Con in Reading, Berks County, PA
In 2025, the USDA loan cap for Reading located in Berks county, PA is $336,500, while the FHA loan threshold is $472,030 for single-family homes.
Apply the Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates, identifying the necessary income level, credit score, reserves, and documents for qualification. With our sophisticated mortgage calculator, review USDA, FHA, Conforming, and VA loan options side by side to determine which program in suits your financial needs best.
Details on 2025's Loan Limits and Down Payment Requirements in Reading, Berks, PA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Reading, PA
Lendersa® aims to provide you with the finest USDA or FHA loans efficiently and effortlessly. Pick one of three starting options that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, is tailored for rural areas only. Unlike FHA loans needing a 3.5% down payment, USDA mortgages require no down payment, delivering a distinct financial advantage.
At California Business Bank (“CBB”), we combine the best of traditional community banking service, with modern technology origination and delivery methods. Technology when a business owner prefer, a person when they don’t. We provide innovative financial products and services to small businesses and entrepreneurs.
Owning was created by experienced people who worked in the mortgage industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the mortgage industry has operated for years. So, they created Owning. Owning uses modern technology, communication and research tools to reduce the stress.
Galligan Funding Group (JDGVENTURES INC). We are a full-service mortgage company based in Irvine, CA. We specialize in Home Purchase Loans and Refinance in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92602
SMS Mortgage pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan.
555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
999 Corporate Drive, Suite 110, Ladera Ranch, CA, 92694
Money360 is a vertically-integrated, nationwide commercial real estate lender that sources, underwrites, closes, sells and services small- to mid-balance commercial real estate loans ranging in size from $5 million to $30+ million.
Through the seamless union of world-class technology
555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers, we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle
27762 Antonio Parkway, Suite L1-505, Ladera Ranch, CA, 92694
Arbonne Group, Ltd. has over three decades of experience sourcing debt for multifamily and commercial properties across the United States. Not only do we provide loans for investment purposes, but we explain in precise detail every aspect of the investment process advising the borrower / investor in every part of the commercial real estate.
999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
premier Real Estate Broker, I am here to provide you with all the resources, education and other helpful information to assist you in selling your existing home, buying or both. I work closely with seller and buyers in the Los Angeles, San Bernardino and Orange County areas. I have extensive training in the latest real estate marketing strategies.
