USDA Vs. FHA Pro and Con comparison in Bern, Berks County, PA
As of 2025, the maximum USDA loan allowable in Bern, located within the county of Berks, PA, is set at $336,500. In comparison, the FHA threshold for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator today to contrast the best current rates between USDA and FHA loans while determining the necessary income levels, credit scores, reserves, and essential documents for qualification. Our advanced mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA options, empowering you to select the best program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Bern, Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Bern, PA
The mission of Lendersa® is to efficiently provide you with optimal USDA or FHA loan solutions without undue hassle. Begin with one of three available starting points designed to align you with suitable lenders and USDA loan offerings.
The USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage, targeting rural areas only. Unlike FHA loans, which mandate a 3.5% minimum down payment, the USDA mortgage requires none, offering a no down payment advantage.
TexasLending.com is a family-owned business based in Dallas, Texas. Since 2001, TexasLending.com CEO Kevin Miller has guided customer service, company growth, and expertise in mortgage with three principles integrity, dignity, and expertise. Whether client, vendor, or employee, everybody who does business with TexasLending.com.
5001 Spring Valley Road, Suite 500W, Dallas, TX, 75244
Josh Quinn - NMLS# 176904. Whether you’re ready to purchase your home or refinance, I’m here to help guide you through the process. I offer smart, affordable loan options to help you achieve your goals. I work with everyone from first time buyers to seasoned investors. I have over 10 years of mortgage origination experience.
Serving Texans since 1900, Oakwood State Bank was charted in Oakwood, Texas. 116 years later, it had the distinction of being the Smallest Bank in the United States.... Until a group of seasoned and very experienced bankers came together with a business plan to raise capital from investors, acquire the bank in Oakwood.
TBK Bank, SSB, is a subsidiary of Triumph Bancorp, Inc., a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Iowa, Illinois, Colorado, Kansas, and Texas. We also offer deposit products through our Dallas branch.
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Park Cities Mortgage based on a hands-on, one-loan-at-a-time business philosophy. We understand that the only loan that matters to our clients is theirs and that is how they expect to be treated. Our personal-touch philosophy has never wavered, and it is what our clients have come to expect from us. That is who we are and what makes us different.
Gentec Mortgage is now an official preferred partner of KW Fort Worth and KW Johnson County. Great leadership and great agents. We are happy to have been chosen to be a part of their rapid growth. An innovative, down-to-Earth mortgage company. No games...no gimmicks. Just low rates and great service.
At Entrust Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
Recap Home Loans was founded February 2021 in Dallas, TX. The company was founded with the goal of creating a new mortgage product that utilizes a borrowers cryptocurrency investments as additional collateral for a 100% financing loan product to purchase real estate. Recap Home Loans is a full-service, first mortgage lending platform.
At Imagine Lending we provide our customers with the best rates and the best service.
We offer mortgage refinance loans, home purchase loans, and home equity loans. We also specialize in loans for people with bad credit and can offer free credit repair.
And we are a discount lender, which means we close a high volume of loans.
