As of 2025, the maximum USDA loan allowable in Bern, located within the county of Berks, PA, is set at $336,500. In comparison, the FHA threshold for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator today to contrast the best current rates between USDA and FHA loans while determining the necessary income levels, credit scores, reserves, and essential documents for qualification. Our advanced mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA options, empowering you to select the best program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Bern, Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Bern, PA
The mission of Lendersa® is to efficiently provide you with optimal USDA or FHA loan solutions without undue hassle. Begin with one of three available starting points designed to align you with suitable lenders and USDA loan offerings.
The USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage, targeting rural areas only. Unlike FHA loans, which mandate a 3.5% minimum down payment, the USDA mortgage requires none, offering a no down payment advantage.
Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland & eventually growing in North Topeka & later city wide. The banks original name was Oakland State Bank. In 1920s Glenn Swogger Sr. & his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters.
11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176
Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)
10689 North Kendall Drive, Suite 319, Miami, FL, 33176
1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.
14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
11160 N. Kendall Drive, Suite 106, Miami, FL, 33176
At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
Heartland Area Federal Credit Union has been open since 1954. The credit union has assets totaling $22.35 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
First Nebraska Credit Union is a member-owned, not-for-profit financial cooperative. We offer many of the same services you find at other financial institutions, however we are motivated by service rather than profit. Our focus is “People Helping People” and our goal is to strengthen the financial well-being of our members.
A great deal has changed since Exchange Bank was chartered in 1894. Most notably, technology is now a central part of people’s daily lives. Mobile banking, facial recognition software, and paperless payments are the new normal, allowing customers to accomplish tasks from virtually anywhere, at any time.
