USDA Vs. FHA Pro and Con comparison in Muhlenberg, Berks County, PA

In 2025, the USDA loan limit for a single-family home in Muhlenberg, located in Berks, PA, is $336,500. Meanwhile, the FHA limit is $472,030.

Using the Lendersa® USDA loan calculator, you can compare today’s leading USDA and FHA rates. This tool helps you determine the necessary income, credit score, reserves, and documents required to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, allowing you to select the program in Alabama that fits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Muhlenberg, Berks, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Muhlenberg, PA

At Lendersa®, our goal is to connect you with the best USDA or FHA loan options quickly and with ease. Choose one of three entry points to engage with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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