USDA Vs. FHA your options comparison in West-Reading, Berks County, PA
In 2025, USDA loan limit in West-Reading, county of Berks, PA is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in West-Reading, county of Berks, PA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in West-Reading, PA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
At DMV Home Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Freedom Bank strives to provide compelling ideas, relevant financial products and exceptional service to our clients in the way they wish to be served. We concentrate on industry verticals to deliver unique, sector-specific solutions and have market executives to engage local businesses and communities.
4200 Pleasant Valley Road, Suite A, Chantilly, VA, 20151
Empower Home Mortgage, our mission is simple. Whether you are purchasing a new home or refinancing, we want to ensure that you feel comfortable with the process and are at ease. Our experienced mortgage professionals will guide you step by step through the process and keep you informed throughout.
4080 Lafayette Center Drive Suite 100, Chantilly, VA, 20151
United Mortgage Corporation has provided industry-leading mortgage services and helped countless home buyers and homeowners find financing solutions to meet their needs. Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance.
"Founded in 2011 with a strong reputation, expertise in real estate investment, and professionalism founder Steve Ross started R&F Commercial Debt and Equity in response to the challenges in the national real estate market and subsequent opportunities that have been created as its by-product.
1900 Hempstead Turnpike, Suite 408, East Meadow, NY, 11554
Since 1970 Lufthansa Employee Federal Credit Union has been there for all Lufthansa Group companies delivering financial security and service. We are employee owned and non-profit so whether you are getting a mortgage or loan, or saving for that something special, your Credit Union is here to help.
We offer a full range of products and service
2575 Hempstead Turnpike, Suite 300, East Meadow, NY, 11554
We offer a full suite of retail banking products, services and financial solutions for consumers and small businesses. On a monthly basis, our members rate us with high marks for the service we provide to them in meeting their banking needs We encourage you to learn more about our Credit Union and see how we can help improve your financial well-bei
All American Mortgage, Ltd. do the work for you. Our specialty is comparing rates among the largest lenders in the United States and finding the best possible solution to meet your mortgage needs. We represent many lending institutions and are able to assist clients with both great credit and not so great credit.
Zen Mortgage Group(formerly Zen Loans Home of the Refi King Serving All Your Mortgage Needs! Licensed in WV, VA and MD Zen Loans has been in business since 1999 offering infinite options for all your refinancing and new mortgage needs. Contact us for a no obligation consultation. Plus, ask about all our low mortgage rates
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At Oyster Mortgage, we believe that customer service is a value worth its weight in gold. That's why we try and personalize every step of the loan process from application to settlement. In home appointments and settlements are the norms, not the exception with us. Our loan consultants take the time to sit down with our customers.
