USDA Vs. FHA Pro and Con comparison in Linwood, Delaware County, PA

In 2025, the USDA loan limit for Linwood, within Delaware County, PA, is $381,800, while the FHA limit applies to a single-family home at $529,000.

Use the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today and determine the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Linwood, Delaware County, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Linwood, PA

Lendersa® is committed to helping you secure the best possible USDA or FHA loan efficiently and without hassle. Choose one of three starting options to connect with suitable lenders and USDA loan programs.

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Understanding the USDA Loan in PA

A USDA home loan is a loan assured by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, available solely in rural areas. Contrasting FHA loans that necessitate at least a 3.5% down payment, USDA loans require no down payment, offering a unique benefit for eligible buyers in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1200 N University Drive, Pine Bluff, AR, 71601
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  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
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  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Empowered Real Estate Investment by TPN Lending TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
  • Florida State Realty Group, Inc
  • 1512 E Broward Blvd, Suite 204, Fort Lauderdale, FL, 33301
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  • Wholesale Direct Mortgages LLC
  • 401 East Las Olas Blvd, Suite 1400, Fort Lauderdale, FL, 33301
  • At Wholesale Direct Mortgages, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work seven days a week this allows us to get you the best rates on all types of loan programs
  • FLORIDA COMMUNITY MORTGAGE Inc
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