USDA and FHA Pro and Con in Boothwyn, Delaware County, PA

In the year 2025, the USDA loan limit set for Boothwyn in the county of Delaware, PA is noted as $381,800. In contrast, the loan limit for FHA for a typical single-family home is $529,000.

The Lendersa® USDA loan calculator serves as a comprehensive tool to evaluate and compare the most favorable USDA versus FHA loan rates available today. By using it, you can assess the fundamental income details, credit score, reserves, and necessary documents that you will need to qualify for these loans. Our innovative and advanced mortgage calculator provides a comparative overview where you can see USDA, FHA, Conforming, and VA loans juxtaposed side by side, enabling you to choose the best-suited program for your specific financial needs in .

Explore a variety of loan offers from a wide selection of 100 lenders

2025 Loan Parameters and Payment Requirements in Boothwyn, County of Delaware, PA

Loan Type Loan Limit Required Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Boothwyn, PA

The primary goal of Lendersa® is to provide you with the most exceptional USDA or FHA loan swiftly and with the least hassle possible. You can begin by choosing one of three initial paths that effectively lead you to a match with lenders offering the various USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in PA?

A USDA home loan is a government-backed mortgage guaranteed by the Department of Agriculture, known as a USDA rural development loan, or simply a USDA mortgage. These loans are offered exclusively within rural neighborhoods. Unlike FHA loans, which demand at least a 3.5% down payment, USDA mortgages do not require any down payment whatsoever, making them a unique option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Chevron Texas Employees Credit Union
  • 3100 Wilcrest, Suite 141, Houston, TX, 77042
  • CTECU is a group of Chevron employees and annuitants who have combined their resources so that they can earn more from savings and pay less when borrowing. CTECU serves Chevron employees in Texas and Chevron annuitants. CTECU is an independent, nonprofit organization chartered and supervised by the Texas Credit Union Dept.
  • ZAPA Mortgage Inc
  • 5326 West Bellfort Street, Suite 109, Houston, TX, 77035
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
  • First Continental Mortgage, Ltd
  • 11011 Richmond Ave, Suite 800, Houston, TX, 77042
  • First Continental Mortgage, Ltd. is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers
  • Network Funding, LP
  • 9700 Richmond Ave, Suite 320, Houston, TX, 77042
  • We're a mortgage lender that's earned a reputation for integrity, reliability, and simplicity, by placing principles and people before profit, keeping the loan process simple, and finishing the job on time. Whether you're looking for a lender you can rely on or an employer you can trust, we hope that you will choose to follow, join
  • Capital Concepts, Inc.
  • 11200 Westheimer Rd, Suite 777, Houston, TX, 77042
  • At Capital Concepts, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
  • Pinnacle Mortgage
  • 2825 Wilcrest Dr, Suite 570, Houston, TX, 77042
  • Pinnacle Mortgage Company is a private commercial real estate lender based in Houston, Texas specializing in small balance commercial real estate loans. When the company was founded in 1992, its original focus was as an intermediary in arranging debt and/or equity for all types of real estate across the United States.
  • Capital Concepts
  • 11200 Westheimer, Suite 150, Houston, TX, 77042
  • "Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. Fortunately, at Capital Concepts, our mission is to set a high standard in the mortgage industry. "
  • Capital Farm Credit
  • 3000 Briarcrest Dr, Bryan, TX, 77802
  • Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.
  • Network Finance Inc
  • 2511 S Texas Ave, Bryan, TX, 77802
  • We have been in business for over 20 years and have staff that have been with us since our doors first opened. We build strong relationships with our customers and the majority of our clients are return customers. We care about you and your financial well-being. We are commited to helping you do that.
  • Wichita Falls Federal Credit Union
  • 2100 Seymour Highway, Wichita Falls, TX, 76301
  • Wichita Falls Federal Credit Union is committed to providing quality service to its Members by offering a full range of financial services with competitive rates in a personal, caring, and professional manner and also We offer the same traditional products and services as a bank – but with low or no fees, and competitive rates