In 2026, the USDA loan limit set for Upper-Chichester, located in Delaware county, PA, is $345,000. Meanwhile, the FHA limit for a single-family home is designated at $431,250.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today and ascertain the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $345,000 | 0% |
| FHA | $431,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to provide you the best USDA or FHA loan swiftly and effortlessly. Choose one of three starting points that connect you to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage needs none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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