USDA Vs. FHA Pro and Con comparison in Upper-Chichester, Delaware County, PA

In 2025, the USDA loan limit set for Upper-Chichester, located in Delaware county, PA, is $345,000. Meanwhile, the FHA limit for a single-family home is designated at $431,250.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today and ascertain the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Upper-Chichester, County of Delaware, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Upper-Chichester, PA

Lendersa® aims to provide you the best USDA or FHA loan swiftly and effortlessly. Choose one of three starting points that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage needs none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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