In 2026, the USDA loan limit for Lititz in the county of Lancaster, PA, reaches $336,500, whereas the FHA limit for a single-family home is $472,030.
Compare today's best USDA and FHA rates using the Lendersa® USDA loan calculator. It helps you determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to quickly and easily securing you the best USDA or FHA loan. Choose one of the three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan and is available solely in rural locales. In contrast, FHA loans require a minimum down payment of 3.5%, whereas USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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