USDA Loan Vs. FHA loan pro & con for Elizabeth, Lancaster County, PA

In 2025, USDA loan limit in Elizabeth, county of Lancaster, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Elizabeth, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

203-539-6080 156 miles Lender's profile and map Reviews A.J.T.M Financial Group, Inc. 1266 E. Main Street Suite 700R, Stamford, CT, 06902 A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.
(800) 711-1071 156 miles Lender's profile and map Reviews Putnam Capital Services 1013 Route 6, Mahopac, NY, 10541 At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(203) 252-5900 157 miles Lender's profile and map Reviews Patriot Bank, National Association 900 Bedford St, Stamford, CT, 06901 Patriot Bank is a leading community and commercial bank headquartered in Stamford, CT with branches in Fairfield and New Haven Counties in Connecticut and in Westchester County in New York. Founded in 1994, Patriot Bank has served its communities by helping individuals, small businesses, nonprofits
(203) 462-4400 157 miles Lender's profile and map Reviews First County Bank 117 Prospect St, Stamford, CT, 06901 First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
(203) 977-4701 157 miles Lender's profile and map Reviews Sound Federal Credit Union 888 Washington Boulevard, Stamford, CT, 06901 Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.
(203) 355-6100 157 miles Lender's profile and map Reviews SG Capital Partners 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901 SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
(877) 794-5363 157 miles Lender's profile and map Reviews North Atlantic Mortgage, Corp. 706 Bedford Street, Stamford, CT, 06901 North Atlantic Mortgage guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates.North Atlantic offers attentive service and prudent thoughtful advice. We consistently provide our clients with the highest quality of guidance.
(203) 816-6617 157 miles Lender's profile and map Reviews Nationwide Capital LLC 1010 Summer St, Suite 202, Stamford, CT, 06905 At Nationwide Capital we are ready to fund your property’s needs and offer quick closings to achieve your financial goals. We offer a variety of commercial real estate financing options with competitive rates and flexible repayment terms to meet your needs. Our loan professionals will work closely with you to develop a plan.
(203) 816-6672 157 miles Lender's profile and map Reviews USA Capital Inc 1010 Summer St, Suite 202, Stamford, CT, 06905 USA CAPITAL, INC provides integrated debt and equity capital to the multifamily, retail, office, industrial, student and seniors housing, and health care industries. USA CAPITAL, INC is recognized for its industry expertise, innovative and comprehensive debt structures, and consistently high volumes of deals closed.
(203) 977-2441 157 miles Lender's profile and map Reviews MA Mortgage LLC 1234 Summer Street, Suite 400, Stamford, CT, 06905 "Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut. We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."