USDA and FHA Pro and Con in Longswamp, Berks County, PA
In 2025, the USDA loan cap for Longswamp, situated in the county of Berks, PA, is specified as $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates. This tool helps you determine the necessary income, credit score, reserves, and required documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in making an informed decision regarding the most suitable loan program for your financial situation in .
2025 Loan Limits and Down Payment Needs in Longswamp, County of Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Longswamp, PA
The aim of Lendersa® is to provide the best USDA or FHA loan options quickly and without hassle. Choose one of the three starting paths to connect with matching lenders and access USDA loan programs tailored to your specific needs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is targeted at rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgages demand no down payment, providing a beneficial alternative for qualified rural applicants.
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