USDA Vs. FHA Pro and Con comparison in Longswamp, Berks County, PA
In 2025, the USDA loan cap for Longswamp, situated in the county of Berks, PA, is specified as $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates. This tool helps you determine the necessary income, credit score, reserves, and required documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in making an informed decision regarding the most suitable loan program for your financial situation in .
2025 Loan Limits and Down Payment Needs in Longswamp, County of Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Longswamp, PA
The aim of Lendersa® is to provide the best USDA or FHA loan options quickly and without hassle. Choose one of the three starting paths to connect with matching lenders and access USDA loan programs tailored to your specific needs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is targeted at rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgages demand no down payment, providing a beneficial alternative for qualified rural applicants.
120 S. Olive Ave., Suite 311, West Palm Beach, FL, 33401
Ocean Capital’s comprehensive services represent the best in class & are resetting the bar for all others to follow.We meld experts in real estate,estate & financial planning, tax strategy & accounting, securities & insurance,portfolio managers,researchers and traders into a cohesive team that serves the unique needs of our diversified client base.
515 North Flagler Drive Suite P-300, West Palm Beach, FL, 33401
7th Level Mortgage, LLC is an award winning veteran owned mortgage company offering residential and commercial mortgage loans, home loans, refinance mortgages, Jumbo loans, FHA Mortgage, VA Mortgage, HARP loans, First Time Home Buyers, Commercial and Business loans as well as Reverse Mortgage loans.
2829 Exchange Court, Unit A, West Palm Beach, FL, 33409
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.
5589 Okeechobee Blvd STE 105, West Palm Beach, FL, 33417
Looking for a mortgage broker in West Palm Beach? If you're looking for a home loan anywhere in Palm Beach County, we're here to help! We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We repres
At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
5589 Okeechobee Blvd Ste #101,, West Palm Beach, FL, 33417
Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.
5589 Okeechobee Blvd - Suite 105, West Palm Beach, FL, 33417
Palm Beach Mortgage Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
