In 2025, the USDA loan limit for Kutztown in Berks county, PA stands at $336,500, while the FHA maximum for single-family homes is $472,030.
Use the Lendersa® USDA loan calculator to evaluate current leading rates between USDA and FHA options. This helps determine necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can observe USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Kutztown, County of Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Kutztown, PA
The objective of Lendersa® is to quickly connect you with the best USDA or FHA loan without complications. Choose one of three starting points that result in matching with lenders and exploration of USDA loan programs.
Also known as a USDA rural development loan or USDA mortgage, a USDA home loan is backed by the government Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans eliminate the need for any down payment.
Neighborhood Trust Federal Credit Union is a federally-regulated nonprofit financial institution serving Upper Manhattan since 1997. We are one of over 200 community development credit unions in the U.S. with a shared commitment to economic opportunity. Our Credit Union services are tailored to the nontraditional behavior of the financially underse
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Lendiqo is a forward-thinking real estate lending company designed to empower investors with fast, flexible, and strategic financing solutions. Built by industry experts, we specialize in funding fix-and-flip projects, rental property acquisitions, multifamily developments, and commercial real estate investments.
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