USDA Vs. FHA Pro and Con comparison in Kutztown, Berks County, PA
In 2025, the USDA loan limit for Kutztown in Berks county, PA stands at $336,500, while the FHA maximum for single-family homes is $472,030.
Use the Lendersa® USDA loan calculator to evaluate current leading rates between USDA and FHA options. This helps determine necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can observe USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Kutztown, County of Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Kutztown, PA
The objective of Lendersa® is to quickly connect you with the best USDA or FHA loan without complications. Choose one of three starting points that result in matching with lenders and exploration of USDA loan programs.
Also known as a USDA rural development loan or USDA mortgage, a USDA home loan is backed by the government Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans eliminate the need for any down payment.
Rockford Municipal Employees Credit Union has been serving our members since 1942 offering a variety of quality financial services. Charted on July 14, 1942, the original office was located at the Water Department with Wesley Johnson at the helm for many years. in August 1992, Rock-Winn Credit Union who served Winnebago county employees
Illinois Valley Credit Union, located at 1311 Shooting Park Road in Peru and 200 Ave Road in Princeton, Illinois is a financial cooperative that offers its members a non-profit alternative to banks, savings and loans and other organizations. Originally serving one employer group, Marquette Cement Manufacturing Co
At Peru Federal Savings Bank, our mission is to meet the financial needs of each individual by providing exceptional customer service focused on personalized attention and building relationships. We strive to be THE community bank which continues to serve generations in the Illinois Valley.
The original seed of an idea began with eight men: Dr. R.P. Beasley, Dr. WA. Bell, Jr., E .F. Dennison, Glen Hamilton, Carney B. Nicks, Mark Wade, Wayne Sensing and Hugh Wynns. This group of visionaries believed in Dickson - after all, this was their home - but they also believed that increasing the availability
American Bank of Beaver Dam, WI has been proudly serving the financial needs of citizens and businesses in the Beaver Dam area since 1891. We are a locally owned and independently operated financial institution and our staff boasts over 400 years of combined Banking experience. We are truly invested in our community.
Membership in HEA Federal Credit Union provides you with great services and zero or low fees. We offer free checking, ATM cards, Low Interest Rate Loans, Direct Deposit; 24-Hour Audio Response; and much, much more!
This is where you will find up-to-date and useful information on services and products we offer.
Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.
Avestar Credit Union is committed to providing its members sound and dependable financial service. We will provide loans to the community in a prudent and sound manner in accordance with our written policy. Our members will receive a fair and competitive return on their investments while we maintain the financial stability of the credit union.
