USDA and FHA Pro and Con in Maxatawny, Berks County, PA

In 2025, the USDA loan cap for Maxatawny, within Berks, PA, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. This tool helps determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to choose the best fit for your financial situation in .

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2025 Loan Limits and Down Payment Info in Maxatawny, Berks, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Maxatawny, PA

The goal of Lendersa® is to secure the best USDA or FHA loan easily and quickly. Choose from three potential paths to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is accessible only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Adirondack Regional Federal Credit Union
  • 280 Park Street, Tupper Lake, NY, 12986
  • We are proud that Adirondack Regional Federal Credit Union can serve all community members who live, work, worship, or attend school in Clinton, Essex, and Franklin Counties of NY state and their immediate family members. Businesses and other legal entities located in these counties are also eligible for credit union services.
  • Nextgen Mortgage, Inc
  • 20 Trafalgar Square, Suite 626, Nashua, NH, 03063
  • Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.
  • RTN Federal Credit Union
  • 600 Main Street, Waltham, MA, 02452
  • We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.
  • Superior Funding Corporation
  • 343 Washington Street, Newton, MA, 02458
  • Superior Funding Corporation is a Massachusetts mortgage company offering extremely competitive rates, personal approach and the highest standards in customer care. Superior Funding Corporation was formed by people with technical backgrounds and advanced education in several areas (engineering, finance and economics).
  • Tremont Realty Capital
  • 255 Washington Street, Suite 300, Newton, MA, 02458
  • The RMR Group Inc. (Nasdaq: RMR) is a holding company and substantially all of its business is conducted by its majority-owned subsidiary, The RMR Group LLC. The RMR Group LLC is an alternative asset management company that was founded in 1986 to invest in real estate and manage real estate related businesses
  • RAH Federal Credit Union
  • 45 Diauto Drive, Randolph, MA, 02368
  • The RAH Federal Credit Union's mission is to provide personal attention along with competitive pricing on all our products and services. We meet our members' financial needs by building personal relationships through communication and technology. This is our commitment to all current and future members.
  • Belmont Savings Bank
  • 3301 Guernsey Street, Bellaire, OH, 43906
  • Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,
  • Value Mortgage Corporation
  • 11 Eldorado Road, Chelmsford, MA, 01824
  • As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.
  • MortgageINQ
  • 6 Paul Revere Road, Lexington, MA, 02421
  • At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.
  • MORNINGTIDE FINANCIAL GROUP, INC
  • 331 Marrett Road, Lexington, MA, 02421
  • MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.