USDA VS FHA in East-Pennsboro, Cumberland County, PA

In 2025, USDA loan limit in East-Pennsboro, county of Cumberland, PA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in East-Pennsboro, county of Cumberland, PA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in East-Pennsboro, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 419 W 4th Street, Texarkana, TX, 75501
  • Morris Sheppard Texarkana FCU will continue to uphold its fundamental responsibility to actively serve people within our field of membership, which consists of the employees of the City of Texarkana TX, City of Texarkana AR, Bowie County and their spouse, children, and grandchildren. We will continue to deliver a range of low cost products.
  • FCI Federal Credit
  • 2500 Leopard Drive, Texarkana, TX, 75501
  • FCI Federal Credit Union were granted a charter with the National Credit Union Administration. Our membership field included the employees and their immediate families of the Texarkana Federal Correctional Institution. This Credit Union is a not for profit financial cooperative that is owned by the people who use it and is governed.
  • Domino Federal Credit Union
  • 4702 S Lake Drive, Texarkana, TX, 75501
  • Domino Federal Credit Union was chartered on August 23, 1973. Employees of International Paper Mill in Domino, Texas worked together to establish this institution. In the beginning, Domino Federal Credit Union only offered Savings and Loans. It has since grown to offer Checking Accounts, IRAs, Share Certificates, Online Banking and more
  • Red River Credit Union
  • 1000 Pine, Texarkana, TX, 75501
  • Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
  • SOUTHERN MORTGAGE LENDING, INC.,
  • 6652 West Park Ave., Houma, LA, 70364
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • United Members Federal Credit Union
  • 4833 S Sheridan, Suite 401, Tulsa, OK, 74145
  • United Members Federal Credit Union isn’t your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.
  • Midtown Mortgage
  • 2007 E 15th st, Tulsa, OK, 74145
  • Midtown Mortgage is a locally-owned, full service mortgage company serving Tulsa, Oklahoma and the surrounding areas. We offer in house expertise in many areas of home lending and are committed to helping you find the right mortgage product for you new home purchase or existing home refinance
  • Mabrey Bank
  • 11402 S Memorial Dr, Bixby, OK, 74008
  • The Mabrey family has been involved with the bank for four generations, providing steady leadership to this well-known independent community bank. With 15 locations throughout Oklahoma the bank is staffed by more than 260 professionals, provides financial services to more than 25,000 customers and maintains assets totaling more than $1.5 billion.