USDA Vs. FHA your options comparison in Lower-Heidelberg, Berks County, PA
In 2025, the USDA loan limit in Lower-Heidelberg, located within Berks County, PA, is set at $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates, determining the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to view the USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in best fits your financial situation.
2025 Loan Limitations and Down Payment Guidance in Lower-Heidelberg, Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lower-Heidelberg, PA
The mission at Lendersa® is to quickly secure the best USDA or FHA loan without hassle. Select one of the three initial steps that connect you with matching lenders and appropriate USDA loan programs.
A USDA home loan, assured by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, offering financial flexibility to eligible rural borrowers.
5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410
Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.
3859 Battleground Ave, Suite 101, Greensboro, NC, 27410
At Jefferson Capital Mortgage. We are a local full-service mortgage company based in Greensboro, North Carolina. We service all of North Carolina and Virginia. We specialize in FHA, VA, USDA, HomePath, Jumbo and Conventional Loans. Whether you are buying a home or refinancing in North Carolina or Virginia we can help you realize you.
1501 Highwoods Boulevard, Suite 103, Greensboro, NC, 27410
The Triad’s economy is fueled by small businesses and these companies need capital to continue to thrive. The Triad has gone from a banking community with local leadership with a vested interest in the Triad to larger institutions with broader interests. Triad Business Bank can be a catalyst for our community.
Atlantic Federal Credit Union serves Southern Maine in Biddeford, Brunswick, Cumberland, Freeport, Sanford, Saco, Topsham, and York. With Atlantic Kasasa Free Checking, along with great Auto Loan and Mortgage rates Atlantic believes that better rates can lead to a better future and a better life.
Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.
First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.
330 Raleigh Street, Unit 2, Holly Springs, NC, 27540
Blue Sky Mortgage Services of N.C, Inc. is a purposely small mortgage broker company dedicated to providing personalized service for each and every one of our clients.
Our company is a full service broker providing a wide variety of loan products from a large base of wholesale lenders.
1100 Holly Springs Road, Suite 203, Holly Springs, NC, 27540
Sunset Lake Mortgage is a mortgage broker serving the Raleigh-Durham area and entire state of North Carolina with a small boutique type service experience. Steve’s success has resulted from a combination of his customer service excellence and consistently offering mortgage solutions that save his client’s money due to low margins and overhead.
