In 2025, the USDA loan limit in Lower-Heidelberg, located within Berks County, PA, is set at $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates, determining the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to view the USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in best fits your financial situation.
2025 Loan Limitations and Down Payment Guidance in Lower-Heidelberg, Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lower-Heidelberg, PA
The mission at Lendersa® is to quickly secure the best USDA or FHA loan without hassle. Select one of the three initial steps that connect you with matching lenders and appropriate USDA loan programs.
A USDA home loan, assured by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, offering financial flexibility to eligible rural borrowers.
First State Bank of Sauk Centre operates as a bank. The Bank offers saving accounts, loans, debit, credit cards, insurance, investments, mortgages & online banking services. First State Bank of Sauk Centre serves clients in the State of MN. First State Bank of Sauk Centre has 25 total employees across all of its locations & generates $4.76 million.
Minnesota National Bank is a vibrant & growing community bank operating in the Sauk Centre, Long Prairie & Pelican Rapids markets. Like the fatherly advice you may have received once while sitting on the end of a dock, Minnesota National Bank prides itself in getting to know customers & providing advice to help you make better financial decisions.
American Mortgage Specialties in FHA Mortgage, Veteran Home Loan, Reverse Mortgage, Conventional Mortgage, Jumbo Mortgage, Fannie Mae, One Time Close Construction Loans, Non -Warrantable Condos, Foreign National & ITIN, Commercial Loan, Hard Money Loan, 203K & Homestyle Loan, 2nd & Vacation Homes, Investor Loans, USDA Home Loan, and Freddie Mac.
2639 Professional Circle Suite 105, Naples, FL, 34119
Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
LC Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a Miami-based private money lender providing investment property loans in many states. We specialize in asset-backed loans with an easy, quick loan application process. We pride ourselves with having the shortest closing and most efficient closings in the market (5 days).
1125 NE 125th street, Suite 250, North Miami, FL, 33161
TNC Mortgage Corporation specilizes in individual, one on one service.
We believe every loan scenario is unique and deserves the personal attention of our mortgage loan origination team, that is why you will not find any standard loan parameters or interest rate calculators on our website.
Top Class Mortgage Inc is a professional mortgage lending and brokering firm. We offer a wide range of loan options and mortgage services to homebuyers, investors and builders. We are license in Florida and Georgia, and we speak English and Creole. Your wealth fare and satisfaction are our priority.
