USDA VS FHA in Whitfield, Berks County, PA

As of 2025, the USDA loan cap in Whitfield, Berks County, PA stands at $336,500, whereas the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the top rates between USDA and FHA today, and ascertain the income, credit, reserves, and documents required for qualification. By utilizing our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your financial circumstances in .

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2025 Loan Limits & Downpayment Requirements in Whitfield, Berks County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Navigating USDA and FHA Loan Paths in Whitfield, PA

Lendersa® aims to secure the ideal USDA or FHA loan swiftly and without burdens. Choose from three pathways that connect you with compatible lenders and USDA loan opportunities.

Lendersa USDA loan requests and match results

Understanding USDA Loans in PA

A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural locales. Unlike FHA loans demanding a minimum down payment of 3.5%, USDA loans eliminate this requirement entirely.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Franklin Bank & Trust
  • 317 N Main St, Franklin, KY, 42134
  • Franklin Bank & Trust Co. is ""Hometown Banking At Its Best Since 1958"". We opened our doors on Dec. 1, 1958 and are still here doing what we do best for you. We have expanded our offices into Warren County with 3 convenient locations in Bowling Green as well as 2 full service locations in Franklin.
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  • 4464 N Milwaukee Avenue, Chicago, IL, 60630
  • Unified Homeowners of Illinois Federal Credit Union is an federal credit union whose philosophy is to deliver sound financial information and services that help Illinois homeowners maintain and improve their homes. Unified Homeowners of Illinois was chartered in February 2006. Unified Homeowners’ of Illinois Federal Credit Union (UH of IL FCU)
  • Premier Capital Solutions
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  • Alexander Villegas, CEO & Founder of Premier Capital Solutions, recognized the need for a new company to meet the needs of a new economy. As the financial and real estate markets have rapidly changed in recent years, he recognized a considerable need for a financial servicing solution that goes well beyond the capabilities of traditional servicers.
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  • Simply Financial Inc are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history.
  • Mortgage Solutions Network
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  • Hard Money Loans Georgia
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  • Georgia Private Loans is an Atlanta-based private lending company that focuses on short-term loans secured by real estate. Our clients utilize our loans, often referred to as "bridge" or "hard money" loans and also We offer two significant advantages over banks and other financial institutions: speed and flexibility.
  • The Kristoff Team
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  • Mortgage Lending Associates
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  • LendLink Financial Inc
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