USDA Vs. FHA Pro and Con comparison in Whitfield, Berks County, PA
As of 2025, the USDA loan cap in Whitfield, Berks County, PA stands at $336,500, whereas the FHA cap for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the top rates between USDA and FHA today, and ascertain the income, credit, reserves, and documents required for qualification. By utilizing our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your financial circumstances in .
2025 Loan Limits & Downpayment Requirements in Whitfield, Berks County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Navigating USDA and FHA Loan Paths in Whitfield, PA
Lendersa® aims to secure the ideal USDA or FHA loan swiftly and without burdens. Choose from three pathways that connect you with compatible lenders and USDA loan opportunities.
A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural locales. Unlike FHA loans demanding a minimum down payment of 3.5%, USDA loans eliminate this requirement entirely.
Mortgages by Scott serves clients in NC,SC,FL and VA. We specialize in concierge level mortgage service, same day pre-approvals, and quick closings. Our motto is Listening is the key to good lending, as we know one size does not fit all. Whether you are a first time homebuyer, buying your dream home, we are here to help.
15105 John J. Delaney Drive, Suite 101, Charlotte, NC, 28277
At Pinnacle Capital Funding, we quickly analyze your appliction, financial needs and real estate deal as well as business financial needs and get you a decision as quickly as possible. Whether you are a small business owner, wholesaler or real estate investor, the goal is always growth and profit.
15720 Brixham Hill Ave, Suite 300, Charlotte, NC, 28277
Figure is transforming the trillion-dollar financial services industry using blockchain technology. In three short years, Figure has unveiled a series of fintech firsts using the Provenance Blockchain for loan origination, equity management, private fund services, Banking, and payments sectors
3530 Toringdon Way, Suite 300, Charlotte, NC, 28277
Deephaven Mortgage® LLC. All rights reserved. This material is intended solely for the use of licensed mortgage professionals. Distribution to consumers is strictly prohibited. Program and rates are subject to change without notice. Not available in all states. Terms subject to qualification. NMLS #958425
As an experienced loan officer Ricky Young have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations.
3440 Toringdon Way, Suite 247, Charlotte, NC, 28277
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Executive Home Lending (NMLS #1547021) is a group of people who are fueled by the idea that we can pioneer the best home loan process in the market. It sounds like a lofty goal, but we don’t believe in the status quo, so our answer is to operate at the highest level this industry has ever seen.
3420 Toringdon Way, Suite 220, Charlotte, NC, 28277
Founded in 2009 in Charlotte, NC, with the aim of making a difference in the lives of our clients, Premier Lending, Inc.helps make the dream of owning a home a reality for everyone.By partnering with us, you can trust in what we like to call The Premier Promise.Keys in hand in 21 days! With upfront underwriting, a streamlined assembly line approach
Carolina Federal Credit Union has been a trusted financial organization for over 50 years, federally chartered in 1969 to serve Carolina Freight Employees. We’ve expanded our field of membership to include EVERYONE who lives, works, goes to school, or worships in Gaston or Cleveland County,
