USDA Vs. FHA Pro and Con comparison in Wyomissing, Berks County, PA
In 2025, the USDA loan limit for Wyomissing, located in the county of Berks, PA, stands at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the best USDA versus FHA rates available today. This tool helps you determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator gives a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the program in that best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Wyomissing, Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Wyomissing, PA
The aim of Lendersa® is to swiftly connect you with the best possible USDA or FHA loan, without hassle. Choose one of three starting points to engage with lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment.
Bank of Louisiana's mission is to provide companies and individuals locally and throughout the United States with banking alternatives which enhance the quality of life by providing the financial resources to address their needs. Bank of Louisiana provides quality services like commercial loans, mortgages and more to the citizens of Pike County.
Our mission is to combine the values of old fashioned Community Banking that focuses on individualized customer service with innovative, competitive banking products, trust and brokerage services that further emphasizes and strengthens our relationship with our customers. Our philosphy is to do everything we can for every client we have.
"At New Orleans Mortgage Specialists. We offer a full range of mortgage options as well as real estate investment consulting/creditworthiness consultations.
Our dedicated associates have over 60 years of combined experience assisting homebuyers and investors in the Greater New Orleans, South Louisiana area."
Since 1998, the loan origination team at Essential Mortgage Company has been dedicated to providing a successful and stress-free transaction for every client. Professionalism and courtesy are our hallmarks, and the savings we pass along to our borrowers makes us unique among our competitors.
“We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.
At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
"We have built a strong reputation throughout Louisiana as a full service
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We provide full service mortgages with an experienced staff offering expertise in every area of mortgage lending"
We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.
First State Bank & Trust Company We have been in business for 60 years as Fremont's only 100% locally-owned community bank. We began our work in Fremont in 1956 and take pride in the role we have played in the growth of our community. Moreover, we are deeply grateful for the trust and support we have received from you, our Customer and Friend, over
New Orleans Firemen’s Federal Credit Union is a full-service financial institution serving over 26, 000 members and more than 300 business partners across Louisiana and Mississippi, and the second oldest federally insured credit union. As a certified Community Development Financial Institution (CDFI).
