In 2025, the USDA loan limit for Wyomissing, located in the county of Berks, PA, stands at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the best USDA versus FHA rates available today. This tool helps you determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator gives a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the program in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly connect you with the best possible USDA or FHA loan, without hassle. Choose one of three starting points to engage with lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
