USDA and FHA Pro and Con in South-Heidelberg, Berks County, PA
In 2025, the USDA loan cap in South-Heidelberg, which is situated in the county of Berks, PA, is $285,000, while the FHA loan cap for a single-family home is $356,362.
Lendersa® offers a USDA loan calculator to compare the leading rates today between USDA and FHA loans, also enabling you to determine the required income, credit, reserves, and documentation for eligibility. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to find the program that best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in South-Heidelberg, Berks County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in South-Heidelberg, PA
The goal of Lendersa® is to quickly and easily secure for you the best USDA or FHA loan options. Begin the process by choosing one of three initial paths that connect you to lenders and USDA loan programs.
The USDA home loan is guaranteed by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is designed for rural areas only. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA loan does not require any down payment.
Cumberland Municipal Employees Federal Credit Union
2145 Diamond Hill Road, Cumberland, RI, 02864
Cumberland Municipal Employees Federal Credit Union of Cumberland, RI has 1163 members and assets of $7.5 million. The Credit Union, opened in 1962, as the Cumberland School Employees Credit Union. Then in 1993 it was changed to Cumberland Municipal Employees Federal Credit Union.
Shamrock Home Loans, we’re not inspired by mortgage loans, credit scores or interest rates. No way. What fires us up is the idea of building neighborhoods, watching families grow and turning houses into homes and also The company provides equity, refinancing, debt consolidation, home improvement loans and real estate mortgage loans.
115 Flanders Road, Suite 120, Westborough, MA, 01581
Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.
We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans
Melanie Thompson is a mortgage broker with access to more than 40 lenders and dozens of loan programs to help you with your home purchase or refinance. Her expertise in understanding credit is second to none and she will work with you to legitimately obtain a higher credit score so your loan terms are the very best available.
Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work.
Our employees are encouraged to give back to the community through our PCUnited volunteer initiative
At Seacoast, we are dedicated to always earning clients’ trust before their business. We consult with you, understand your needs and then help you choose the mortgage program that is best for you. Seacoast loan officers and dedicated support staff are here for you 24 hours a day, 7 days a week. Our line is always open.
Savings Bank of Walpole is a state chartered mutual savings bank insured by the Federal Deposit Insurance Corporation (FDIC).
We are a financial institution like no other in our market, a financial institution without a shareholder, a mutual bank. Here today, and prepared for tomorrow. Providing the best in banking values — we are your advocat
"Our company motto, ""One Family Helping Another"", signifies the importance of treating all clients as if they were family.
We realize the process of financing real estate can be difficult at times which is why we make it our primary goal to deliver superior service in an effort to make your experience more pleasurable than you may have expected.
