USDA Vs. FHA Pro and Con comparison in South-Heidelberg, Berks County, PA
In 2025, the USDA loan cap in South-Heidelberg, which is situated in the county of Berks, PA, is $285,000, while the FHA loan cap for a single-family home is $356,362.
Lendersa® offers a USDA loan calculator to compare the leading rates today between USDA and FHA loans, also enabling you to determine the required income, credit, reserves, and documentation for eligibility. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to find the program that best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in South-Heidelberg, Berks County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in South-Heidelberg, PA
The goal of Lendersa® is to quickly and easily secure for you the best USDA or FHA loan options. Begin the process by choosing one of three initial paths that connect you to lenders and USDA loan programs.
The USDA home loan is guaranteed by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is designed for rural areas only. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA loan does not require any down payment.
The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Florida-based hard money lender with 25+ years of experience. We seek to make loans between $100,000 - $3,000,000 on investment properties and can typically produce a term sheet within 24 hours. We pride ourselves in taking a common sense approach to underwriting, focusing on the underlying value of the subject property and making all financing dec
2875 NE 191 Street, Suite 500, Aventura, FL, 33180
AS IS LOANS is a Private Hard Money Loans | 30 Year No Doc Investor Mortgages | Asset Based Loans | Alternative Financing | Residential & Commercial Lending | Portfolio Loans | Consulting Nationwide financing for residential, mixed-use, and commercial properties. 1 - 5 year hard money loans and 30 year fixed rate no doc mortgages.
2980 NE 207th Street, Suite 106, Aventura, FL, 33180
With over a decade of experience, Banesco USA has become a reference point for banking in South Florida and Puerto Rico. As part of the community we serve, Banesco USA has a key role to provide support for local businesses and leave a mark of innovation and commitment in the market we serve.
Rok Lending is a family-operated and family-funded licensed private lender in Downtown Miami. The combination of experienced underwriting, self-funding & in-house legal counsel creates the ability to close the biggest of loans in days, not weeks. Rok Lending the opportunity to offer creative solutions to borrowers to fit their ideal wants & needs.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
18851 Northeast 29th Avenue, Suite 104A, Aventura, FL, 33180
"Q Kapital Group, formed by Mauricio Ordoñez and Gaston Schneider is a Boutique Mortgage Specialized in Lending to Foreign National Investing in Residential & Commercial Real Estate We lend in Florida, New York, Texas & Colorado.
We can lend to Foreign Nationals up to 70% Loan To Value.
Q Kapital is Located in Miami Florida"
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
18851 NE 29th Avenue, Suite 700, Aventura, FL, 33180
We are a full-service mortgage company based in Aventura, Florida. Specializing both Onwer Occupied and Investment residential loan origiation, one-to-four unit properties, both purchase and refinance. Whether you are buying or refinancing, we can help you realize your dream of homeownership as an owner occupant or Real Estate investor.
21205 Northeast 37th Avenue, Suite 509, Miami, FL, 33180
Melissa Pordes founder & CEO of Pordes Mortgage Group, a licensed Mortgage Broker, has over 25 years of experience in the mortgage industry. Her experience is recognized by top real estate developers, wealth managers, accountants & realtors throughout the world. She has assisted their clients in placing over $1 billion in loans over her career.
