USDA and FHA Pro and Con in Lower-Macungie, Lehigh County, PA
In 2025, the USDA loan limit in Lower-Macungie, within the county of Lehigh, PA, is set at $298,080, while the FHA limit for a single-family home is $372,600.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today, determining the necessary income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program tailored to your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Lower-Macungie, Lehigh, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lower-Macungie, PA
The aim of Lendersa® is to connect you promptly with the best possible USDA or FHA loan, free from hassle. Select one of three pathways to access matching lenders and discover fitting USDA loan programs.
The USDA home loan, also recognized as a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and is designed for rural areas exclusively. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans offer a no down payment option completely.
Officially known as First State Bank since 1938, our five locations in Buxton, Grand Forks, Mayville, Portland and Thompson are centrally located in the heart of North Dakota’s legendary Red River Valley. Known for our commitment to the communities we serve, our respected business, agricultural and mortgage lenders
Community Bank of Bristow has proudly served Creek County and the town of Bristow since 1924.
At Community Bank of Bristow, we work hard to exceed your expectations every day. Member FDIC. Equal Housing Lender.
Bristow was designated as the county seat for Creek County at statehood when its population was 1,134. However,
SpiritBank offers a spirited approach to banking with a full-line of banking products and services. We have the resources you need to help you with your business and personal banking needs. The person posting is an employee of the bank, anything posted may contain a personal opinion, and not necessarily the opinion of SpiritBank.
The First Bank & Trust of Fullerton is a for-profit financial organization established to serve our community & valued customers by offering timely service & competitive products & services within a highly personalized & professional environment. The bank is a financial service organization established to serve the financial needs of our community.
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
WFCU is a not-for-profit financial cooperative, which means that all of our members are also owners. Our members-first philosophy has served us well over the years. Wichita Municipal Federal Credit Union (WMFCU) was chartered in May 1940 to serve the municipal employees of the City of Wichita.
Home Bank and Trust Co is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
JR Mortgage Group Inc are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We are a wholesale residential mortgage lender who strives to do our best for all borrowers and applicants. In our best, we place ourselves in the applicant's shoes knowing their situation, and with our knowledge in the industry, help them make the best informed decision for the specific type of mortgage loan that will be most suitable for them.
The Ark Valley Credit Union was formed in 1955 as the Rodeo Credit Union for employees of Maurer-Neuer, Inc. The Credit Union was opened to Cowley County residents in 1979 and the name changed to Ark Valley Credit Union in 1990. In 2003, Ark Valley Credit Union merged with the Rainbow Credit Union and opened a branch office in Winfield.
University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure.
Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.
