In 2025, the USDA loan limit in Lower-Macungie, within the county of Lehigh, PA, is set at $298,080, while the FHA limit for a single-family home is $372,600.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today, determining the necessary income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program tailored to your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Lower-Macungie, Lehigh, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lower-Macungie, PA
The aim of Lendersa® is to connect you promptly with the best possible USDA or FHA loan, free from hassle. Select one of three pathways to access matching lenders and discover fitting USDA loan programs.
The USDA home loan, also recognized as a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and is designed for rural areas exclusively. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans offer a no down payment option completely.
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