USDA Vs. FHA Pro and Con comparison in Lower-Macungie, Lehigh County, PA
In 2025, the USDA loan limit in Lower-Macungie, within the county of Lehigh, PA, is set at $298,080, while the FHA limit for a single-family home is $372,600.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today, determining the necessary income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program tailored to your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Lower-Macungie, Lehigh, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lower-Macungie, PA
The aim of Lendersa® is to connect you promptly with the best possible USDA or FHA loan, free from hassle. Select one of three pathways to access matching lenders and discover fitting USDA loan programs.
The USDA home loan, also recognized as a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and is designed for rural areas exclusively. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans offer a no down payment option completely.
Since 1887, Mason-McDuffie Mortgage has operated under one idea: Your Financial Security Begins at Home. An employee owned company, Mason Mac works with one mission – to make the dream of home ownership a reality for our clients. We help to fulfill that dream every day from coast to coast.
3160 Crow Canyon Road Suite 400, San Ramon, CA, 94583
CMG Financial is a well-capitalized, privately held mortgage-banking firm founded in 1993.The company makes its products and services available to the market through three distinct origination channels including Correspondent Lending,Wholesale Lending and Retail Lending.CMG Financial currently operates in most states,including District of Columbia.
Iron Oak Home Loans, Inc. is a full-service portfolio, private money lender, and servicing company. We originate and fund first mortgages on owner occupied and income producing non-owner occupied single family and multi-residential properties. We specialize in purchase money residential fix and flip properties.
4000 Executive Pkwy, Suite 160, San Ramon, CA, 94583
"Jigsaw Investment Partners was created to provide first in class Real Estate solutions for investors looking to invest in California Real Estate and Borrowers looking to fund their projects.
Whether you are looking to borrow or invest money we can provide a solution that fits your needs."
California Bank of Commerce was designed and built to help the businesses we serve succeed in a constantly evolving and dynamic business world. We offer a full range of customized solutions to meet the needs of companies and organizations and provide a collaborative, consultative approach for every client.
2950 Buskirk Avenue, Suite 300, Walnut Creek, CA, 94597
Watson Capital Mortgage is a tech- oriented independent mortgage company, laser focused on delivering our qualified purchase & Refinance customers some of the LOWEST interest rates in CA. We partner with only the best "wholesale" mortgage lenders which allows us to price off wholesale rate sheets- potentially saving customers thousands of dollars.
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
Wallstreet Mortgage Company offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.
Apoyo Financiero, is a fast-paced and rapid-growth small loans company serving under-banked communities. We have served over 30,000 clients and funded over $300 million in loans. With over thirty offices and more than 210 employees, our goal is to improve the lives of our clients, employees and communities we serve.
iHome Financial combines decades of mortgage lending experience within our team. It is this experience that allows us to process all forms of mortgage transactions. This includes, residential purchases, refinances, investment properties, renovation loans and more and We understand that you’re looking for the lowest rates.
3005 Silver Creek Road, Suite 214, San Jose, CA, 95121
Pacificwide was created in February 2009 by Leon Le & Stanley Lieu, two successful senior engineers in Silicon Valley. We started with a few agents who had a strong passion for real estate & mortgage, and today Pacificwide has grown into a business with nearly 80 elite agents. We provide outstanding client counseling, education etc.
